Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

Currently using Morningstar... A little fed up with them!

Any recommendations for other/ better financial data services?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

YOE:8.3
Current CTC is 10l, and I have offer of 21l
I'm trying to negotiate with fidelity investments for 28l(given my experience). How can I try better convince them? Please advise. Thanks.
Also i am being given grade 5, is that correct as per my experience in years?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

What apps do you use to purchase coins such as XRP

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Hi fishers,

I'm a Programmer Analyst with over 2.10 years of experience in SAS and SQL.
My preferred location is Chennai/Bangalore.
Currently I'm looking for a job switch and it's kind of urgent.
I'm serving notice period.
Can someone please refer me in any of the companies if there are any openings for SAS and SQL.

Thanks in advance..

Which one should I go for?

1. Oracle - 18.3 LPA fixed + probable bonus (I may or may not get)
2. Amadeus - 18 fixed + 1.5 variable.

Amadeus is also giving joining bonus of 75k. Amadeus is paying more, may give better hikes too, but I am finding it hard to let go off Oracle's brand name on my resume even if it's means around 2L less over an year. I am planning to work for atleast 3 years in my next company.

What would you have done in my place? Should I go for Oracle or Amadeus?

Where everyone's thoughts on Star Citizen these days? I haven't touched it in probably two years.

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance@

I have 3 years of experience. Got selected in HCL.
I have an offer from Nagarro of 15 LPA, but HCL is saying we will 16 LPA, more than 16 LPA will be over budget for your experience.
How much is salary for 3 years experience in HCL?

How do you 100% utilized folks try to network with other folks in at the firm if you’re always at client site? Trying to get some face time with them

Does TCS employees get any special discount in Croma stores?

Hi All, just sharing what on mind to vent it out from my system. Maybe with this I could gain some insights and inspiration.
I have been working as a data scientist since 2018 & have been the bread winner. I have neither been under a proper mentor nor with a team of peers from my field to help me out. I was alone and confused. I have never really got the chance to prove myself which makes me all the more depressed. I'm not sure what to do with my future, indecisive and low on confidence.

What books should I read about being a great manager?

Hi everyone, I have endorsed a friend and he is in consideration for a role as a CSE. How long does it take for the interviews to start ?

How do you say “buy this product” in a headline without saying “buy this product”?

Sincerely,
A Junior Copywriter with a shitty brief and an even shittier turnover time 😭😭🥹

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

How are agencies in Germany doing right now? Any layoffs or pay cuts?

I have been offered an internship for Equity Research role for 2 months. Based on my performance, I'll be on boarded full time. However, they are not letting me know the salary range I can expect once the internship ends. How can I negotiate a salary as per my expectations?

M/24 - 6'1 - Believer of the higher self. Yogi. Reiki Practitioner.
Looking for some amazing ladies to get rid of the lockdown boredom and form healthy connections. Drop a text. :D

LA fam, especially those in DTLA and WeHo - hope you all are safe and well.

Your secret $-$$ diner in LA County?

Looking to move back to La in the Marina Del Ret area, any good apartment recommendations?

Is anyone here a member of Equinox Sports Club in West LA? Curious how crowded it gets, particularly in the evenings around 8.

Is it possible not having a car in LA and still getting around safely? I‘m European and used to superb public transport, but I don’t want to use public transport at night and running the risk of being robbed or murdered! Any suggestions?

Let’s talk about spiders. They’re EVERYWHERE at my place. Same for you or nah?

Dating in California! What’s your experience?any difference between NYC?

Any insights/opinions on living in Toluca Lake?

Where to find “real” organic fruit? The organic bananas and apples from Trader Joe’s and Sprouts always makes my mouth itch

What is the best place to get a massage?

Best places to work out near Mar Vista? E.g., boxing, Ji Jitsu, anything, etc. (exc. traditional gyms like Equinox)

Anyone celebrating 4/20 in West La?

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

Best place to score moving boxes?

What's considered cocktail attire out here? I was invited to a clients holiday party and they're very casual (t-shirt and shorts in the summer) but dress code says cocktail attire

Just got offered to join potential project that would relocate me to LA for 3-4 months for onsite work. Their office is downtown, I’m single, 29 have the flexibility in lifestyle for this kind of move. Is it worth coming to LA rn? There are obvious Covid risks, but anything else I should consider when looking at this move? Thank you

ATTN: Motorcycle people in LA. Selling my ‘79 Yamaha xs650. New hydraulic clutch. Just got back from the shop and have receipts. Pickup only.

Need recs for takeout in downtown please anywhere up to like $50. Sushi or Peruvian or anything really maybe not overly saucey dishes thx so much