The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

Is it a bad time to buy a condo in a big city on a conventional mortgage?

Had a great covid rent deal but rent is going back to normal. I want to stay in the location, live in said condo for 1 to 3 or 5 years then move to something bigger (further away from downtown) and rent the condo, eventually for passive income

Boston big law folks— which suburbs do you recommend to buy a home / raise a family, but still have a reasonable commute to the office?

Is ulip a good option for investment planning. If yes, can anyone tell me about max life fast track super plan. From what is told this plan has 10 year tenure and investment has to be done for only 5 years

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Being so young in age, thoughts on buying a 2 bedroom condo in lake view in Chicago, 170k? I'd live in one room and rent to a friend. Not expecting to cash flow due to HOAs being sky high

My dreams of retiring in 3 years have disappeared with the stock market decline.... Unfortunately, my retirement income sitting heavily in 401K.😕 Anyone else feeling the same?

Celsius has been great (mainly for the amazing MATIC returns), but I think I will significantly reduce my holdings here.

Google "celsius badger dao"

My concern with this platform has always been how they're engaging in DeFi to make profits with customer funds. That's how they offer things like "no fees on withdrawals" and APY rates above the competition. MATIC is becoming to valuable to risk leaving on this platform.

Security wise though, I think they're great and have no concerns there.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

When picking up a J2, how much should you include about J1 on a background check?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

My home office is NY but I live in NJ and I’m filing taxes in multiple states that I worked in this year. On my W2 federal wages are the same as NY state wages, how do I track down my New York w2 wages without access to my detailed timesheets? Can I just subtract my total wages from the state wages from my W2 of the other states I’ve worked in?

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

Let's see how much everyone is spending on a fixed basis approximately.
Post your take home salary,
Monthly spending
Monthly savings and city

I will go first.
Salary in hand = 1,31,500

Monthly fixed spending - 20k rent + 10k groceries+ 30k miscellaneous = 60k

Monthly Savings = 71,500

City= bangalore

I invest money in stock market when i have a bit of savings. And planning to buy car. So spending will increase soon.

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Do you ever fear taking the first step in a project? If so, how do you overcome that?

I am in the beginning of a repositioning of my own brand and I am really struggling to take the first tangible steps outside of research.

👀👀👀 Where all my Phoenix consultants at?

Transplants - what was the best way you met others when you first moved here?

Can anyone recommend a wedding Photographer that would be available to shoot the first Friday in January, that will not cost an arm and a leg?

Our client, a Manhattan pharmaceutical digital advertising agency is looking for a VP or SVP Brand Strategy.. Needs experience working on a brand with multiple indications in the oncology space (ideally) and be actively working on approx. $7 mil. of revenue.
1st. round of interviews will be internal. Candidate will be asked to present to the agency, then meet the client. On-going work will be remote. The salary range is $165 to $210++ negotiable
Contact us for job description
Stay Safe

Anyone know any good divorce lawyers in NYC?
Thanks in advance 🙇🏾‍♀️

Any advice applying to big banks? For law firms you can send them an email but how do bigger banks do things?

I have a job interview today that I’m actually nervous about. That’s a good sign right? All my other ones I was dreading or just wanted to skip. I’ve only been jobless for 2 weeks - I would like more time, but this is a company and boss that we’ve been dancing around each other for about a year. And they have a position open at the same time I need a job.

Hi fishes

YOE 2.11
ROLE:- DEVOPS
COMPANY ACCENTURE SOLUTIONS PVT LTD
PROJECT :- Manage My Price

I will join Accenture on 10th Dec and i have been assigned to this project in Accenture.

Does anyone have any clue about the project and what can i accept from it.
Im looking for future onsite opportunity, growth in term of technology.
Is it there in this project

Please help 😃

Do you agree the US Immigration process needs to change Y/N only

Hi fishes,
I am looking for a job in Data analytics. I have 8 months of working experience as data analyst. And I am a post graduate recently graduated in 2021. Can you guys help me get a referral

I’m looking to carve out my career in HR. I have 2 years in a dedicated HR Coordinator role (essentially with Generalist duties) and 5+ years in senior level hospitality management. I’m interested in getting my PHR or getting a certificate in data analytics with business/HR focus. Thoughts on next steps?

What’s the best way to break into the cloud environment ?

I miss not being able to turn on a baseball game as background noise while I do work around the house on a Sunday afternoon. It just makes the work seem less of a chore.

My boss is a family friend of mine and that has led to a complicated and problematic dynamic in the workplace. I would like to quit my job but do not want to ruin our friendship or make things awkward. :/

Best books you read this year that aren’t about sales, marketing or prospecting?

I have an attorney who sent me a referral. They have no $, debt, and will receive a small QDRO. Going back and forth between charging little to nothing to treating her like any other referral.

This quarantine period is really messing with my structures for WLB

Rookies who made it past the first year and are still in business. What firm did you start with? Are you still there (if not new firm). What would you change if you started again today?

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

At Wells, we have a monthly email newsletter (automatic) as well as an email platform on demand. Do you guys think clients receiving a monthly newsletter is too much and would look like spam?

Associate advisors working for a RIA - I’m trying to get an idea of salary ranges. What’s your salary and how many years of experience?

Does anyone currently work with LPL as an RIA? Or has anyone left LPL to a different BD? I'd like to know the insights of LPL

How far do you commute to your office? My commute is about an hour and ten minutes one way 😳

What is most people's process for updating their client CRM notes? I have become a bit lazy with this process, and am just curious how other people do it.

Looking for some other options in performance reporting from fellow RIAs, who DON'T have integrated solutions with their custodian. Currently using IAS. They cost me about 6k-7k a year. Fed up.

Best book recommendations for inspiration and self improvement?

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

Anyone know what is a fair counteroffer for a Virtual Team Financial Advisor at Morgan Stanley? Their job listing says 60k base.

Considering bringing a new advisor on board. Licensed and not new to the industry, but new to financial planning. What type of training program works for you?

For retired employees, should I educate them about money management and then give my business cards out? Or should i just pitch my services to them?

Time to jump!
Where should I go? I’m after FC at Schwab, Vangard or somewhere else where I can be a planner and clear 100K + a year.

Base of $80 would be nice. I’ve made so many other people money this year I’d rather quit and not work than keep doing this. Business partner will make $500K this year on net new money, that I closed for them. Plus, anything developed they will get paid. I’ll be happy to possibly get a bonus at the end of the year? Maybe?

7,63,66 and registered since 2020.

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

What are some telltale signs that someone is not genuine?

Gotta love the "Pls do" requests on a day when everyone else you know is at the golf course