Related Posts
Best perks/benefits of working at Google?
I got H1B Visa and 83000 USD dollar petition amount as annual package.I am confused as this amount will be enough to survive there with wife and 7 year old daughter.My wife is working here and together we are earning 50LPA annual.We are settled here by owning house too.Confusion is my wife will not be able to work there on H4 Visa so the kind of life we are living here will not be possible there.Thoughts?Suggestions?Pros and Cons?
More Posts
how much harder is banking then valuation?
Anyone find a good CC in another practice? How?
What is your mainsource of entertainment?
Additional Posts in Accounting
Are you going to year end Christmas party?
Any clue when the scatter plots are out?
Utilization rate this time of year?
How to be an exceptional buddy to my intern?
New to Fishbowl?
unlock all discussions on Fishbowl.





Give me the money and I will guarantee you 10% return for at least 5 years.
If you’re young you should be investing in higher risk assets like equities. Returns on CDs and money markets are abysmal with interest rates so low.
Any money you won’t need to touch for the next 5 to 10 years put it in something risky that may generate a higher rate of return.
Though I think real estate will hit some big slow downs in the next 6-12 months, investing in cash flowing real estate is almost always a good choice. There are now platforms like Fundrise that make it completely passive and can deposit quarterly dividends straight back to you. Depending on $ you have, buying real assets is less risky than the stock market right now.
In real terms, a CD or MM is losing spending power. If you don’t know much (or care to learn) and are young and do not have an immediate need for the money, but index etfs like SPY and then just forget about it. Dollar average in over a few months.
Consider dollar cost averaging into the equity markets using ETFs or low cost Funds before you venture into individual stocks - market is volatile at best