{ "media_type": "text", "post_content": "Anyone have opinions on Citi Private Client? Law firm offers it but have never thought to use it.", "post_id": "61a2a7dd6f966c002eefdfc4", "reply_count": 11, "vote_count": 1, "bowl_id": "5df70ed2f7169f002b172d3f", "bowl_name": "Big Law" }

Anyone have opinions on Citi Private Client? Law firm offers it but have never thought to use it.

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Actually I found them extremely helpful. Also mortgage perks (they will recast payments if you decide to pay down later at no additional cost). I love them. When I have an issue, one call and done. No long waits nothing. I’m never leaving. (& when I switch firms hope not to be kicked out, would be surprised if I were though … that makes no Econ sense).

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We weren’t kicked out 👏

I like the waived fees, lower annual fees on the Prestige card, and that sort of thing, but found them useless/not competitive for a mortgage. There’s no reason not to use it though for at least the few perks that don’t require effort.

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Highly recommend for a mortgage, esp. if you are putting less than 20% down. I find the bankers highly responsive and the service is exceptional compared to retail banking. When I was purchasing a home, no retail bank could actually match what the private bank was offering: no points and no additional fees.

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They offered me a higher rate and longer closing time than the lender my real estate agent sent me to. So I would recommend shopping around for the mortgage.

What banks do people recommend other than Citi Private?

Highly recommend them. The mortgage perks aren’t particularly good but in general it’s nice to just have a higher quality regular bank for things. I definitely appreciate the lack of fees on virtually all their services and the ease with which I can have things handled for family.

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