Anyone raising capital for commercial real estate here? Tips?

Hey gang - I want to get more serious about my stock investments this year but don’t know where to start. Already maxing out my 401k and Roth. No debt.

What are your favorite/best resources for teaching myself how to build a strong long-term investment portfolio?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

What companies do you recently regret not investing in?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Is there an easy way to pull all my crypto trades from coinbase to see in one place how I’ve done since 2017? This is the first year I’ve sold any (locking in losses during dips on altcoins; diamond hands on BTC), and want to make sure I get it right for taxes.

What percentage of your monthly income do you actually see in your check, your net pay? Basically, what percentage of your check goes towards all the different deduction? I get 50% of my gross income deducted.

At what income level does it make sense to contribute more to traditional 401k over Roth 401k for company ?

What’s the typical/average compensation of Consulting Partners in years 1-5 of entering the partnership?

Any idea what would the main topic for today's webcast. I believe split is getting delayed and timelines are extended

The more I work in advertising, the more apparent that majority of companies (and my own colleagues) don’t know how to reach consumers like me. It’s absolutely tragic. (Cont’d)

Do you have a mentor? I’m in the autumn of my career and I’ve had a  modicum of success in production and it’s time to give back.

I just saw that a Hubler watch given to Hitler sold at auction for $1.1 million. It is an interesting watch (despicable as the recipient of said watch was), but it got me thinking about a larger question: does anyone here collect watches owned by the famous (or infamous)?

I’ve officially made the switch from BIG4 tax to FDD. So stoked; beyond ready for a career pivot

What would you recommend someone starting tas (campus hire) early next month do to prepare. I am CPA eligible, but not sure if I should spend my time on that or study finance or just relax. Any recommendations?

Hi Fishes,

As iam working in warehouse and logistics with 3 years experience, iam planning to switch to IT so iam doing SAP MM Course any advice regarding this

Does SAP SDC provide any mobile phone device?

Has any fish in here heard of SSA & Company?A recruiter advertised it as PE consultancy that is up there with with MBB but I’m not really sure how much of it is true. They also claim folks from there usually exit to various roles in PE ranging from ops to corp development. Just trying to verify all of this info

What is the expected hike in SAT for a person promoted from Associate Manager to Manager?

Current CTC 20.6 lacs

I got an offer from Natwest. My current company is accenture and they are offering me to promote as an assoc manager if i take my resignation back. Shall i consider it? What whould i prefer Nat west or promotion in Accenture. How much hike accenture gives while promoting? Any inputs?

Hi,

Can anyone refer me in Epam Anywhere in ETL testing profile.
Currently Serving notice period
YOE- 8 years

Thanks.

Funny how Top Gun had a diverse group of actors, (race/gender) etc; (Female fighter pilot, Black supporting actor, Asians in the test pilot squadrons etc;)

But had no articles on wokism etc; thoughts?

Spotify has a couple of really interesting remote first-positions open. What’s their salary range at Director level in EU?

Canada PR vs USA H1B visa. I am on H1B in USA with a good job and I have a Canada PR which I thought of using to get more stability in life but as I am running out of time on Canada PR it’s making me anxious if I should stay in the USA or move to Canada. Can someone share their experience if faced the similar issue?

I got an offer in the first week of Nov, H1B transfer is in progress, but I just can't function at work anymore. I'm really tempted to give my 2 weeks notice before the transfer is finalized. Please talk me off this ledge

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Any Property Management recs in Seattle area? :(

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Do you thank your tenants for paying the rent? A quick thank you text?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Can I get a commercial loan without 25% down?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!