Anyone try to renegotiate insurance premiums? With the quarantine my driving risk should drop immensely and so should my premiums.

likefunny
Posting as :
works at
You are currently posting as works at

Good idea actually. Would love to know if anyone was successful negotiating lol

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I use metromile. You pay a base rate + mileage based. Basically will accomplish this.

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Basically exactly what E2 already said. You pay based on how many miles you drive. So if your car is sitting parked in a garage for a month, you’ll pay less that month than if you had been driving every day.

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Saw that someone successfully did this on reddit. It’s going to be how your insurer calculates daily work commute and eliminating that. So if you’re a consultant who says you barely drive to start with to get a lower rate, probably won’t save a lot. Daily commuters though might!

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Following!

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Negotiating? No. But I raised my deductibles for the future, saved me ~50 bucks a month going from 500 to 2k deductibles for my cars, might be worth it since I haven’t driven more than twice in the past two weeks

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Good luck

Shop around. You will get good rates.

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