What's up with american funds? They seem like the hottest "it" fund--is it all marketing and hype or do you believe this is the hottest fund company on the street? Which mutual funds are you selling

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What are yall buying?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Tempted to buy 1 BTC ..

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

When people think all I do are tax returns and I'm like "No, I do estimates and extensions too. You're just not rich enough for that"

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Thoughts on Sunrun as a stock investment? Buy or avoid?

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

Hi Fishies,

I hold two offers, one from Capgemini (14F+1 Joining Bonus) and UST (12 F + 1 Variable). Which organization should I choose? Which is better from career perspective. If I ask for Counter offer from UST will they match Capgemini's offer?

What is salary range for P3 Position in LTI? What roles and responsibility will be expecting from P3?

Hello there.
I am a junior front end developer(2+ years) and doing my Masters in Information Systems now. How possible is it to find a remote job at UK?? Living at Greece and working for company at UK. Except freelancing...

Very new to this app. I start my new role as a contractor in the new year working for a large Global financial institution. Inside IR35 paying £900 pd. Looking to connect with other security contractors/consultants in the UK!

Where is the industry going?

In 10 years, how will the traditional shops be doing vs. the consultancy’s vs. the in-house agencies vs. the PR firms vs. prod co’s vs. all the small specialized shops.

Is it worth it to pay for your own certification ?

Has intermittent fasting helped you lose weight?

Friends are telling me it’s super hot in Austin during Summer. Is that really bad? I’m thinking moving to TX, from DC

Hello
in my offer I can see one of the component as flexible allowances. Do we get everything in that or do we have deductions.


Thanks

Hi! I am a qualified CA with 4 years of experience as an analyst. Looking to switch jobs to BCG or Bank of America or similar industries. Please help with referrals?

Hello. Any websites or lists of the agencies in Madrid and Barcelona? Thinking of sending my portfolio out there...

Hi background in audit and soc compliance now working for a non-public firm but delivering support to the auditors. Being that I am new I am still learning all the processes however cannot find a single process narrative. In order to better my experience performance I have attempted to find some type of structure.
Nothing is compliant…..

Would you send over a file for review with your name on it when told for job security or respect yourself and understand why first

Leaving after one year to another biglaw firm?

I’m a first-time prospective lateral likely to get an offer shortly. I just received a lateral questionnaire that requests billable hours, rates, fees collected, etc. for the last three years. Forgive my ignorance but is this normal/standard? Do people actually answer these honestly? One of the reasons I’m leaving my firm is there isn’t enough work in my group so of course my hours are low.

Hi All ,
Can anyone please suggest which one to choose from cognizant, Coforge, Magic edtech for noida location on Java stack for better WLB and long term stability.

Thanks!

This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

Any ideas for creative ways to prospect to large numbers of people that require little to no overhead? I’m thinking seminars or workshops that don’t require paying for meals, mailers, or ads.

Best books to give to new young client who genuinely wants to grow and develop his interest & understanding of finance, doesn’t want to be bored, & cares about his investment accounts?

Anyone know where/how to go about getting L/VL/VA CE credits form insurance carriers? Anyone have some specifics?

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

How to politely reject a job offer after going through interview process? I don't want to burn bridges but I got the position I wanted elsewhere. Thoughts?

Heading to Vegas this weekend...winning strategies or things to do?

What are your tips and tricks to have a great career in FA? What are the things you do that make you super productive and smarter everyday?

I'm considering hiring someone who may be required to have a series 65. How long should it take someone who is (a) smart & (b) no industry knowledge to study and pass?

Best books you read this year that aren’t about sales, marketing or prospecting?

Real tips for overcoming shyness? I hear improv classes help.

How do you feel right now 1-10? Why?

Are blue jeans client-friendly when styled appropriately and paired with a blazer? Or are jeans always a no-go?

If you loved your small independent broker dealer but they had just been acquired by a much larger corporation which does have benefits in terms, mostly, in technology, but you lose your “family” in the home office, what would you do and who would you look at if you were considering a change of your own?

Does anyone have ideas on how to navigate a smaller team environment when everyone’s roles seem to be stretched (hiring for additional people has been taking a while, not sure why). The stress causes some tension and that’s probably not great for the overall morale of the company long-term. I try to ignore and just stay focused on what I need to do yet sometimes proves challenging. I worry it might affect my professional/career growth. Thoughts on this would be helpful, thanks!

Client wants to buy individual stocks for his portfolio. Don’t care to manage unfettered stocks from clients that we catch blame when underperforming. What is your response to this client?

Colleagues, I'm an experienced Relationship Banker looking to start a career as a FA. PLEASE, reply if you are part or you know any local RIAs hiring entry-level individuals in NY. Thanks!!!

My latest prospecting idea is to get address of families with new borns, but I'm struggling to find a way to turn those address into phone numbers. Any suggestions are welcome

Should people be fired for lack of people skills?