Are the AMEX delta cards worth it? I travel for work 1/2x month and can hit gold, hoping this can help me hit platinum.

If so, I plan to start with the platinum then get the reserve. Any benefit in getting the business over the personal besides not counting towards 5/24?

Lastly, are there other cards you would get over a delta Amex rn? Already have Amex gold, plat, CSR, CFU, CFF, Chase business ink cash and preferred…thinking cards like BILT, Hyatt, another chase ink business preferred

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

🔮 Looking for some buys with my new found gains in ETH 🔮

If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

Thinking of buying ALL coins for $1000 each. Am I crazy?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Has anyone here used New Western to buy real estate deals?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Any tips on negotiating rent increase? I got a 20% increase and it’s more than I am willing to pay. What are effective ways to negotiate?

What is a good credit card to get for travel?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Hello Fishes, I have two offers in my hand
1. L&T Technology Services: 22LPA(8% variable) + 1L JB
2. KPIT : 22LPA(Fixed) + 1L JB

TS : Infotainment Testing, YOE : 8
Which company I should join?
It would be helpful if I get to know about the benefits of both companies
Need suggestions!!

Bosch KPIT L&T Technology Services Continental Mercedes-Benz Research & Development India Wipro Tata Consultancy Tata Elxsi Altran Capgemini

Does TCS give joining date after BGC completion?

Hi guys
My current ctc is 11.7 fixed. Having 4+ experience. What is the maximum CTC i can ask for. Please help

Hey guys,

I have an interview at Microsoft next week for the role of SharePoint consultant. What should my preparation be like?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Anyone from SaT Bangalore? Looking for help/referrals.

Hi fishes,

Can anyone refer me for a role in the bank of america chennai location. Job id: 22093697
YOE: 2

Renting out a covered parking spot in Southie, W Broadway, close to Lincoln. DM if interested

So really the only exercise I can tolerate is boxing, and those exercises around it. Any thoughts on replicating what I can find at my local boxing gym while on the road?

Any book recommendations for someone looking to get into a Product Owner / Manager role?

Anyone who can share their experience flying Air China?

Looking to move to San Antonio and we're looking at places in Alta Vista and El Dorado. Pros and cons? We have two kids under five, so looking for a nice family community with good schools.

What do you bring to a bridal shower? First one this weekend as a guest. Bride doesn't have registry, okay with cash gift. How much do you usually give?

How does your firm measure utilization? I work for a small boutique that defines it as utilization = number of billable hours/2,080 and full bonus payout occurs at 80% plus.

🐠 Fam - What’s a good whiteboard solution for my home office? What do you use and from where do I get it? Thanks!

Who wants to play League of Legends with me

Rank - bronze 4 (downgraded after the past season)

How soon after a final round at Deloitte can one expect to hear back? My mentee interviewed on Thursday, consultant position, and was told they would hear back shortly following internal discussion. Since it’s been 3 days safe to assume it’s a no? They have another offer.

I applied in UST as a Java Dev, 5+ YoE. During the Managerial Round I was interviewed for a project looking for people with exp in modernization Legacy apps. The allocation will be as a Tester but I'll be working as a developer. I'm terribly confused with the Managerial round, any suggestions?

Have the Amex plat and CSR, any reason to keep the SPG card? Amex hasn’t given me any offers to lower my $95 fee

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Why does Newark close tsa pre lanes? Terrible

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Will have a night in Houston for work. Never been to the city before. Any tips on best SPG/Marriott property down there?

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

How does one use 500 Mile Upgrades on AA In the most effective manner?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Is there a United status challenge?

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

Heads up: Hilton is giving triple points during July if you use their credit card for booking. Good opportunity to make up to 54 points per $1. Time to stack up those points! Happy monday! :D

Can one pay for cabin upgrades with refund credits?

Without thinking it through I signed up for two cards at the same time I need to spend 8k in three months which is fine but any way to track my second against promotion vs actually loooimg st my state

What are some good Marriott properties to stay at in the Dallas area with points?