As the interest rates are high rocketing, is this good time to buy a single family home ? Or do you think the housing market may come reasonable for everyone to buy their first time dream home in US?

Taking a sentiment of where you think bitcoin will go from here. Like the option that you agree with in the responses

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Porsche IPO worth buying now amid market and economy turbulence?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Where do you guys go with new money under an advisory minimum for a year or so? Multiple clients saving 5-10k per month. A sh., C sh., ETF’s, other? Believe it or not, I don’t push WL insurance to all

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Thinking of buying ALL coins for $1000 each. Am I crazy?

My hidden talent is finding houses I love that are way outside my price range.

Roth vs Traditional 401k, thoughts?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

When you ask your partner to change the wording of the audit opinion to "deez financial statements is Gucci"

Is Carvana legit? I've never seen any reviews just a hundred commercials. I could google this but wanted to know if anyone in here sold through them successfully. Thinking of selling my Benz E350, 2013. Let me know.

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

When is Novartis calling people to office?

Hi! I have an interview for the role of financial consultant/financial planning and analysis @ computershare.. please share words of advise for me please... This is the highest role I have ever interview for.. I am currently a credit analyst! Any tips help. Thank you in advance.

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Hi Fishes,

I've been on career break for 7 months now and willing to restart my career. Having 2.7 YOE and actively looking for UiPath jobs. Any referrals or suggestions would be much appreciated. Thanks!

Hello everyone! I hope everyone is taking things in stride.

Does anyone have any recommendations on connecting with hiring managers during these competitive times? My role was eliminated due to COVID 19 challenges. I specialized in providing technical accounting guidance and implementing accounting software solutions. Currently looking to remain in client services, continuing to resolve accounting matters and implementing technology solutions.

How many years of experience did you have before you went client-side?

Have a fundamental question: why would an AD give a discount on a brand new Rolex? Is it similar to car dealers giving discounts on inventory on the lot? Or the discounts only apply to pre-owned? And if an AD does give a discount on brand new, what range should I be looking at?

Hi fishes, anyone here who can refer me for mechanical engineering roles? I'm aero engine design engineer with 10 years experience working at Bangalore right now. Any referral is really nice appreciated. Thanks

Hi Folks,

Did anybody in CTS land in Canada with a work permit raised from the project ?

Went in to check compare sizes for an Aqua Terra (green dial) but now torn between that and Moonwatch Sapphire (manual wind but the case in the back is just 😍)

Surprisingly the Moonwatch felt smaller (even though it’s 42mm vs 41mm Aqua terra) but I’m not sure about the manual wind tbh - worried I’d break it

This is going to be my main watch for the next 20+ years so I want to make sure I pick correctly!

What would you pick and why?

Hi ZSers,
Anyone looking for a male flatmate or looking for a flat? I have to move in before 18th of July. Any leads would be appreciated.
Thanks in advance!

Hi 🐠 fishes,
Actively looking for opportunity in manual functional testing QA, 2.4yrs of experience...

Serving notice period
LWD:- 23rd Feb
Immediate joiner

Open to all locations

Current CTC:- 4lpa
Exp CTC:- 5lpa to 7lpa(negotiable)

Any referrals/openings/opportunities, plz let me know Contact:- 9356728605, 9403298511(whatsapp)

Hey Fishes,

Would love your support of 11 ♥️ as need to activate dms.

Looking for an entry level remote tech position. Honestly not picky, current TC is 111k anything close to that would be appreciated.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Any one knows what’s the easiest way to order a radon test for new construction?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Has anyone here used New Western to buy real estate deals?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

What's the best city in UK to buy a buy to let property, with best returns?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.