Best stocks to buy and hold for the long term?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What’s an ideal monthly living expense all inclusive in NY/NJ area for a single person? Good to have this data to budget and scale yourself.

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Any advice in terms of investment to save the maximum tax?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Which service(s) do you use and can recommend to send money to India?

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Hey Londoners! I’m about to move to London and hunting for a place to live (on a mid-level salary).
Could you please share how much rent do you currently pay and where do you live (area/no. of rooms)?

I was hoping to live alone but everything seems over the top expensive

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I saved up by living at home and it has been sitting in my HYSA (~100k). that’s what my parents advised me to do, but reading about everyone here is making me reconsider - what do you all recommend?

Hello Connections,

Hope you are doing well !!

I am looking for a new job opportunity as a Hadoop Administrator.

Experience : 6 years

Skills: Hadoop, HDFS, Hive, Pig, Mapreduce, Oozie, Sqoop, Hbase, Ranger, Kerberos, MySql, Unix/Linux, SSL, Hortonwork/MapR Distribution

Please let me know if any suitable openings is there for my profile.

If incase you don't have any, that is still ok.

You can simply share this post, may be someone from your connection can help me out.

Thanks
Prashant Gupta

Had an offer for 30% more , a promotion to manager, extra week of vacation to switch firms. I love where I am at with my clients and there is a lot of potential there. Should I stay the course?

Looking for technical data analyst in Austin, tx (also have remote available) to join a series E startup. Need strong python & sql experience. A lot of data munging and cross-functional work. Love to chat if this makes sense. Cheers!

Please listen to "CO2" by prateek kuhad. You won't regret. Thank me later. Best song I found in a while.

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

Any info on WLB at NielsenIQ.. and pay ballpark figure for 7.5 YOE?

How long NielsenIQ takes to release final offer letter after sharing salary breakup ?

Scheduled to retake AUD in 4 weeks and take REG 4 weeks after. Ready to finish this beast!

Has anybody used EF - Ultimate Break to travel? I am planning on going to Costa Rica and wondering if it is a great way to travel as a solo female traveler. Any tips would help :)

AA meetings on or near campus?

Hello Everyone,
I am actively looking for job change but not getting any relevant opportunities from various job search sites.If there is any open position for data/business analyst at your organization then please help me with referral.
I am currently having 1.3 years of experience as a Data analyst.

Thanks.

FAR on Saturday - Absolutely terrified. I feel like there’s so much I don’t know how to do and idk how to handle not knowing everything.

Hey all, I’ve recently joined EY consulting from another Big 4 and have noticed there’s no discipline (at least in my team) around codes and charging time. People either charge a standard 7 hrs or some will charge time spent on internal activities to their client code.

I was told that “the last person to charge their actual hours worked was promptly booted off the project”.
Just wondering:
1) Is this a general cultural point accross all Consulting teams? Will challengin this get me in trouble?

I thought it would be good to have a bowl where we can post book reviews / recommendations.

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

Social media! I find myself mindless scrolling through LinkedIn and responding to random shit. I put the phone down and pick it up again without thinking.

Curious as to how many people in/around the NYC area are now exploring buying an “escape” home upstate/poconos/etc.

If so, where exactly?

Will the house market crash? Or at least go down by 20%? Thoughts ?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

I just started my first day at a startup (on the executive team) but a new friend of mine wants to utilize me as a part-time portfolio manager/financial advisor given my entrepreneurial, VC, & operational background. His holdings are $10m+ and mostly in real estate but he wants to get more involved in tech investing. I have a background in both and it won’t violate my obligations. What terms should I offer him? I was thinking: 1% AUM and 10% profits. Please offer any advice.

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

With NYC legalizing weed, are there any stocks to watch out for?

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Bowl to discuss investment strategies, how and where to invest

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

I have 60K that I’m wanting to invest using a roboadvisor Better to use Fidelity’s low fee ETFs through Fidelity Go or Vanguards ETFs through Betterment?

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

Anyone else riding the $HIVE wave?

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Any thoughts on XPENG IPO this week?

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.