I saved up by living at home and it has been sitting in my HYSA (~100k). that’s what my parents advised me to do, but reading about everyone here is making me reconsider - what do you all recommend?

like
Posting as :
works at
You are currently posting as works at

When do you need the funds? This is the most important question to answer before planning what to do with it?

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I’m not sure. I’m thinking about going to business school in the next 3-4 years, but am not sure it’s truly necessary. I live in NYC so sadly it’s still nowhere close to enough for a down payment on an apt, and I’m too young to commit to something like that anyways I think.

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curious - but how long were you living at home for? and it sounds like you’re ready for a RE purchase

I was at home for 2.5 years

Are you planning to move out? Buy a house? How much have you been saving towards retirement? Do you have any loans or CC debt? Plans to go back to school?

I moved out a year ago, it’s heavily slowed down my savings rate but loving this freedom. Been putting 15-18% of my paycheck towards 401k.

Hold it in gold

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