What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

Sub dollar coins that are going to absolutely pop in the next year or two?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

It's fairly easy (technically if not consensually) to upgrade the cryptography to stay ahead of faster computers.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Is there any way around PMI insurance if putting less than a 20% down payment?

Can I still do a backdoor ROtH IRA for 2021?

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Wells FRAGO! Dang! 500k accounts with an extra add on for auto insurance !😬😬

Does anyone have any book recommendations for information on buying a house?

Is anyone planning on trading water futures?

Is there anything similar to Vista Consulting Group for other PE funds? Heard KKR has its own unit of internal consulting - is that true? What other examples are out there?

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Anybody know how the in house agency for Keurig Dr Pepper is? I believe it’s called liquid sunshine.

Hi there - I currently work at an agency and am thinking about transitioning over to in-house. I’m curious about what kinds of client interactions are involved compared to agency life (which is of course client facing all the time!)

Any insight would be helpful. Thanks!

Saw my therapist this past Friday and he gave me a useful trick to build better behavior patterns. Whenever you have work to do but would rather nap or something, tell yourself 3 negative effects of the nap and 3 positive effects of doing the work. You might still take the nap, but if you can get in the habit of thinking of it negatively, you'll take less naps when you need to be doing other things.

Doesn't matter what the activities are. Could be working out vs eating more, could be socializing IRL vs wasting time in FB (lol)

Anyone else heard of this/tried it?

Are any of you sleeping all the time? Like all the time? I wake up, get some coffee and then I have no idea what to do from there. I have no reason to be awake.

I am a personal injury defense attorney and I’ve never done plaintiff’s work. I have a case where I suspect the plaintiff is malingering and exaggerating his injuries. The plaintiffs attorney has sent me multiple demands for $3 million dollars and basically begged me to respond with some offer. I’ve told him the truth - my client has no interest in trying to settle if his demand remains about twenty times higher than the actual worst case (for us) jury verdict. More in comments...

LOS- Tax, retain shows no hours booked for the next few weeks. Asked my coach and he responded not enough work to give all associates 50-55 hours...I haven't received warnings- should I be concerned?

If interested in transferring in order to work abroad. What's the best way to go about it? I know there are the official pipelines but who is most important to talk to to get it moving for next year

Tax in NYC: what are some cool companies to work for in NYC if you’re in tax?

What is this "Tax Tech" I keep hearing about?

1st/2nd year consultants in tech - what industry jobs do you apply to?

I heard most of us are off for some holiday next week, so enjoy the day off to prepare for the holiday!

Come on SOS. Lets hit $10

Hi Fishies. Im 31 yrs old,spouse 33 yrs old. We are going with IVF due to male factor. Today we got PGT results from CCRM Boston. Among 7 embryos, 5 came normal. 1- 5AA(male), 1-5AA(female),1-4BB(tier2,female),1-4AA(tier1,female), 1-4AA(tier 1, male). What is the best embryo among them? This is my first IVF. And little nervous as well. What could be the reasons if the embryo is not implanted ? Is it something with to do with me? Do we need to do anything from our side, like acupuncture ?

Do you use a tax preparer? How do you find a good one? Do they need to be local?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Who’s buying the dip today?!

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

I have ~50k in a hysa earmarked for a future down payment. Would it be wiser to backdoor that cash into a mega Roth to increase earnings and then take out what I need in a year? Or better to keep them separate

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Is there any way around PMI insurance if putting less than a 20% down payment?

Can I still do a backdoor ROtH IRA for 2021?

Father who’s living in my home country is transferring an apartment ownership to me. Should I be worried if this is some sort of a signal, maybe about his health? Also what do I need yo be aware of legally and financially?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Is now a good time to buy a house?

Wish I listened to my roommate on Blue Apron. Up 115%

Anyone used Merill edge guided investing?

Marcus HYSA rate cut down to 2.0% :(

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

What’s the point of income thresholds for IRA Roth contributions if you can just back door into it when you make too much? You can still contribute $6k either way right?

I'm thinking of entering the show The Ultimatum marry or move on

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?