Big project on a house (200k) , what’s best in terms of interests based on your experience? Equity loan? Financing? Or what else?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Currently single with no major financial obligations (no debt, no car, etc.). I feel like I make decent money ($225k) but somehow can’t seem to save at all. Anyone else feel like this?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Thoughts on Transfix? Anyone invested?

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

AMZN buy more or hold?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Does anyone have a recommendation for an accountant (for self employed consulting)? Usual stuff I need them to handle, personal and corp tax, VAT returns etc.

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Anyone good with sap tax determination? Stuck with something urgent

Can I afford a $1.5M primary residence with a ~$9,000 monthly payment after 20% down if my household monthly take home is ~$25,000 (with another $50k in annual bonus)? No debt other than monthly credit card bills. Am I being irresponsible? Will I struggle month to month?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Looking for recommendations on good personal finance apps.. have used mint for a while but wife and I are looking for something we can both link all of our accounts together on…need both mobile and web app

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

KPMG folks, thoughts about Lighthouse relative to other big 4s? About to start the interview process. Coming from EY FSO DDnA

What is the greenest olive oil you can get? In restaurants they would give you sometimes this beautiful bright green olive oil that’s delicious, but can’t seem to find where to buy it. 🥲
It’s for a present so something bougie would work

Got my news today that I'll be Senior as of July 1, awesome!!!!!!

What’s the best way to go about getting off a team you don’t want to be on due to them forcing you into huge assignments you don’t have enough availability for? Like being scheduled 3 hours a week but actual is 30+ hours and they don’t change your assignments or scheduled hours

What kinds of things do you do in commercial healthcare? If that’s a thing?

Anyone recently interviewed fasal? Its a agritech start up based in bengaluru?@fasal

How much does an associate scientist make at Pfizer-Groton? (I have 1 year experience out of college but have published 2 papers first author, ample experience during university, internships and have an bachelors in biochemistry with honors).

Can someone help me with opentext Hyderabad leave calender for National holidays and festivals?

Any ibm hr professionals here? Please guide abt hikes perks and work culture at ibm

Hello! Looking at an opportunity with established startup in UK that's just been acquired by a large co. I'm US based and my salary is around $250k (NYC) -I've been asked my expectation without the startup giving me a range to work from (though I've asked). I'm not sure how to reply to them because I have a feeling that my requirement may be out of their range and while I don't want to undercut my value, I also don't want to be cut out of the process because it's an interesting co. Any advice?

Im 21, recently got a project manager job in a big media group, I still have about one year to do in my degree. Where would you recommend I take my career next, what would be the logical next jobs I could explore in that field?

What are the basic things to keep in mind or to keep it ready before moving to Australia?

Does anyone know how much base compensation is at a tech company that’s more video game related? Product counsel interview coming up at a company called MacroHard if you catch my drift cough cough. 4 YOE, big law.

Good teams/roles to target at Microsoft for a Strategy & Ops position?

Who has the best parental leave policies? Need advice

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

For those that built higher end homes, what kind of appliance budget did you have?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Any one knows what’s the easiest way to order a radon test for new construction?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What's the best city in UK to buy a buy to let property, with best returns?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.