I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

What are some good modern/post-pandemic personal finance books you can recommend?

Will I ever get over my poverty mindset?

I grew up very poor. I get extreme anxiety and shame when I spend money above $20. Deep down I feel like I should scrounge and save every penny. I use bath towels that are 10 years old and threadbare cause I can't bring myself to buy a "luxury item" despite making oodles of money and have a ton saved and invested.

Anyone else get over this?

Would you buy a brand new car in cash?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Thoughts on reducing 401k % during this bear market slash recession?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Can you change your 401k contribution amount specifically for bonuses, in the fidelity 401k? You can do this for Schwab 401k but not seeing an option for fidelity

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Kind of wild that I consider myself very lucky to make $175k a year at 26, yet I could barely cash flow the shittiest Manhattan apts without being stretched

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Anyone buying a place during Covid times in Denver? How's it going?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Anyone interested in group conversation and prepration for Java 8, microservices, spring mvc and boot? Interview preparation basically.

First time working as a senior and Manager doesn’t review or have time for many questions. Deff trying my best but very hard to be efficient when it’s takes time for me to understand everything (planning). anybody in the same situation?

I am starting a PgM role ar Google next week and will have a remote onboarding. Any thing to keep in mind? Any insight is helpful :)

I’m in the middle of moving by myself. I’m job hunting, because I lost my last one. My relationship has basically imploded. I sleep a lot on a fucked up schedule because I’m depressed but I can’t afford help, and I only get it when insomnia gives me a break. I’m so done and over all of this. I have so many heavy regrets. Idk how to carry all of this.

Fresh embryo transfer. Got my period yesterday, and my pregnancy test in the clinic is tomorrow... so frustrated after all the investment... I had two embryos frozen so hopefully next time it happens... hope everyone gets what they want.

Husband and I have been TTC for almost a year. His semen analysis came back all normal with the exception of morphology at 1% (Kruger Strict criteria). Anyone have insights into morphology and it’s impacts on fertility? From what I’ve read and after talking to our fertility specialist morphology seems subjective.

^very much so

Anyone else finding it really hard to care about super bowl commercials this year? They feel like a relic from another time to me.

Does jpmc has probation period for grade 601,what is the possibility to loss job after it?

Are there any major differences between the delta lounges at LGA?

Hi all, insurance question - anyone know which is better in CO -Aetna or Anthem?

I have a little over a year of experience as a Partner Success Manager at a Tech company. My company is looking to do salary negotiations this year. When I started out, my base was 70k plus commission of 10k minimum extra. Curious to know what others are making as a PSM and also looking for other opportunities!

Can someone please advice me how to get into Managerial positions or similar positions with little to no coding… as coding takes most of my time and i start to hate it recently. I wish to manage people and move forward into higher position’s holding accountable and receiving recognition which can solve business issue than breaking my head why my code breaks. I am right now in SE II

how much i should expect from BGSW with yoe 6 into embedded, linux domain.

Also are they doing 5 days WFO?

Hello guys what is the role of Java r&d department in bosch

Any recommendations for data science/ AI podcasts?

Interviewing for Amazon L6 PMT role. Levels seems to be a bit outdated or the bases are all low. Is L6 a lateral move for PL (manager)? Friends joined as L6 post mba so seems like a ‘waste’ of 3 years in consulting to switch for the same job. Any credit for working these 3 years to shorten the time to L7?

TRX, HODL or SELL ? Should I buy more ?

Hold or sell IOTA?

Crypto up from the Eagles win. E-A-G-L-E-S!!!

FUN getting delisted from Trex apparently

Alright, Elon Musk, SNL. Is DOGE mooning or tanking?

Thoughts on AdEx ?

BlockFi “potential bankruptcy” victim here… I feel terrible with thousands of $ locked away. Advised a relative to do the same a while back as things were looking good for a while. What are everyone’s thoughts? Are we totally shit out of luck?

PwC Hong Kong has been appointed to advise to Open ANX foundation

Hpw do I buy alt coins? Deloitte, a u tattooing?

AST still rallying despite just over 150 watchers on StockTwits and pretty low social media coverage... tends to get spiked down after a run, so might want to wait, but something’s up

Does anyone feel like these cryptos and short term real time pump and jump investments come at emotional and psychological cost? Money looks too easy and it gets frustrating when you just sold something that has been stagnant for days and the moment you sell it just skyrockets etc. just curious

Guys, do you anticipate the px for dodge to fall below 10 cents? If that happens it might crash. Agree?

So painful yet oddly satisfying 📉

Factor is literally the only coin I’ve found that is actually generating revenue. Just sayin

Another bull trap

Hold or Sell?

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?