I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Any recommendation on books that discusses cryptocurrency? I am reading Vigna The Age of Cryptocurrency now, but is there any other book that discusses more extensively on one of the fintech(e.g. Smart Contracts)?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

What are your thoughts on Baidu as an investment?

Hi all! Can I open a bank account in India when I’m physically not in India?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

A lot of my friends (on H1B) have bought houses in suburbs (or away from City) the past year. I really would like to stay near City (NYC). Any of you considered or have bought apartments in City area instead of huge suburb houses? Any pros and cons that you are aware of?

I wake up every night holding my breath lmao. Idk if that’s classic sleep apnea or if my body is subliminally trying to off itself while I’m not paying attention.

Where in Healthcare Consulting can a registered nurse succeed? I read about healthcare consulting companies and the services they offer and they appear heavy IT/comp-sci based. What are healthcare consulting specialties where an RN can leverage their clinical background?

Just moved to Denver and looking to make friends! I'm a (25M) who likes all the normal Denver things (ski, hike, bouldering). Let me know if you know anyone in a similar boat!

How is the WLB and job security at Global Logic , anyone please suggest ??

Can someone please refer me in ntt data

So I am currently working as a journalist for a National TV channel with 3 years experience and looking for a better options. All suggestion or referrals invited

Anyone looking for a PM with a coding/QA background, retail/e-commerce/pharma experience; open to hearing about new roles.

Can anyone share their current work/life balance at big 4? Estimated hour range? Very interested in making the move however I would like to avoid constant 70+ hr weeks

I’m contracting with a company in an admin role, but sometimes I’m asked to do projects that would normally be outsourced to a marketing or design company like designing a flyer for example. It’s not in my job description, but I have the skills to do this work and so why not ask me to do it? Is it out of the question to ask if I can be paid for that work under a separate fee as a consultant or something? Is that even possible?

Just went under contract on a place and need renovations. What steps can I take to accelerate the renovation prior to closing?

How does everyone feel about CCA / The Gong Show?

OH: (RE: required meeting attendance)

"Ok, fine. I will say yes now but fair warning I may fake my own death beforehand."

What advantages have you gained from being an introvert in consulting?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Pros/cons of exiting IB after first year for tech? Not interested in PE/HF

If anyone wants referal to Capgemini DM me.

This bowl is a way for high school English teachers to share lesson/unit plans, activities, resources, etc.!

From now on can we start saying WHY we think news = 🚀 🚀 🚀. Reason: people lose their minds when they see *bank/big corp + crypto* and forget to ask why the news = higher price.

Guys, do you anticipate the px for dodge to fall below 10 cents? If that happens it might crash. Agree?

FUN getting delisted from Trex apparently

PwC Hong Kong has been appointed to advise to Open ANX foundation

Help me understand something fundamental about altcoins. For those coins that serve as defi projects with real-world use cases, why do they need to be tradable, and why do they have a fluctuating market value? In other words, why is each particular application or idea based on blockchain also something that can be bought and sold by people who are not involved in the project?

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

Buckle up, it’s gonna be a bumpy ride

Anyone getting in on the Dadi crowdsale?

Officially in the black again...by a small margin...but I’ll take it! Let’s see about tomorrow, though...

Has anyone looked into CND or FUN? I looked into DATA, IOTA competitor and looks interesting.

Do people make money day trading crypto or is that exclusively an Instagram scam?

Hold or sell IOTA?

Selling ethereum before proof of stake is a fools move. Hold on tight we’re just getting started 🚀

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Factor is literally the only coin I’ve found that is actually generating revenue. Just sayin

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Time to load xlm and xrp?

Thoughts on RRT?