Bit off topic...

I am quite good at trading...but I am making less profit because of budget problem.. Planning to take personal loan of 2L to trade futures.. I have been in stock trading from 5 years..but with very less capital
Will it be a good idea to take loan and do trading? Ps: i can't save up to 21 anytime in near future

If my stop loss hit from the loan capital i will stop trading and pay the remaining as emi for next few years

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Use savings to (partially) pay for business school or invest and fully cover via loans?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

“Don’t worry about the budget. If we like the idea, we’ll find the money.”

Has anybody ever found that money?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

One of my big hang-ups with biden tax plan is raising corporate tax across the board. Why raise taxes on businesses when we've just found out how fragile it is to be able to run a small business?Why not at least propose some kind of progressive corporate tax structure if you want to raise taxes on corps?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Let's say I were to leave banking and get into crypto currencies (not considering this at all ahem). Does anyone of any crypto currency hedgefunds or trading platforms worth investigating?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

I have the older United cc. If I wanted to get the explorer card to take advantage of bonus points could I just apply for it or would I need to cancel current then apply? TIA

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Whats the ideal package to ask for in consulting industry for a professional with manufacturing background in india ?

Any insights on compensation for a Sr. Analyst in the security practice?

How often does Accenture Strategy use Python during projects? Is it worth taking courses before joining?

NTT or Ericsson if they offer same package...

Hi everyone,

I have got the ey hr mail stating i should provide him with aadhar card, information sheet and latest resume for a audit and assurance contract for 6 months as iam a semi qualified CA.

Here my question is should i take this opportunity. Cause since this is only for 6 months. After that, what i can do, where should I try to get the job?

In mid size firms, people won't pay as much as big 4 pays.

Should I take it or am I making a mistake by taking this.

so sad around the holidays 😕

Is Europe still attractive?

Context:
War and its impact on fuel (Winter is coming)
Cost of living
Unstable political situation
Pessimistic future for next 1 year

Is your H1B petition scanned all messy misaligned? Just want to check if that’s normal or if I should try to get the lawyers to fix. I’m paranoid it might hurt down the line

Please help chose between PwC India and Deloitte USI. Both almost offering similar CTC but PwC location is Kolkata whereas Deloitte location is Bangalore.

Does anyone have any company recommendations for where I could reasonably expect to earn $80,000+ in a remote role in the US? I recently finished my MBA and have several YOE, and I’ve been targeting analyst/consulting roles after completing the Google Data Analytics certificate. Any input is appreciated.

I bought solar lights off Amazon from the US but I want to take them to my home country in Asia. Does anyone know if I’m allowed to take them? They have lithium ion batteries

Long drive tomorrow. Does anyone know of any on demand CFP continue education courses out there? I’d love to knock out 15 hrs of CE on this drive, if able. 🤦‍♂️🔫🤢

For those in financial services strategy, I’d love to gain some more insight in what’s going on in the industry.
- What kind of projects are you working on?
- What problems are you solving for your clients?
- What challenges do you see coming up in the next 12 months on the client side?

About to begin the recruitment process for BCG and am coming in from EY where I’m currently a manager. I have pretty good work life balance: 8 am to 7 pm and on fridays, I can sign off at 3 pm. People are great at EY but I know the work could be more interesting at BCG and also greater pay. Currently making $150k. Should I just stay put? What are the big draws of moving to BCG? I hear it’s crazy hours too…

Perspective. I’m retiring from the service and I’ve positioned myself decently to be competitive. I have a graduate degree pursuing a doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP. I’ve been offered two positions that are great and on the human capital team. For someone in this situation where should I be looking as commensurate with my certifications and experience?

What is CL6 in Accenture? and the average salary?

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Dow is looking strong for short term. Any views ??

What stocks are you adding in this dip.

How much you made this month?

Nifty reaching ATH but portfolio still at low 🥲