Buyout lease or buy new? Leased a 2014 Camry for 2 yrs. Has 20k miles on it, would be $15k to buy 4.99%, dealer says worth $13k. 2017 Camry: lease-$162/mth w/2500 down or buy $320/mth w/4000 down, 0%

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Anyone heavily invested in crypto here?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Crying for my RSUs….started at my company about 6 months ago and got some RSUs split over 3 years. Turns out the stock price at time of my hiring (which is what was used to calculate the number of shares over the three years) was the highest it’s ever been. Stock price has been cut in half since then, along with my RSU value. 😭 how do I cope?

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Any realtor recs? Looking to buy in Seattle

I’m getting ~2k in federal tax refund this year. Why is it so high? I heard that most ppl pay additional tax or get smaller refunds. Is my salary being withheld at a higher rate? I’m in my second year of employment.

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

In your opinion - What type of property is the easiest to sell?

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

Who wants to be a millionaire?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

HGTv has more ‘gaines’ than I have on crypto #humor.

Just sold all my remaining LTC. Bought at $50. Waiting for another dip of ETH below $707 then buy ETH and buy LTC if below $80...

Has anyone tried using Kratom to help with an addiction to opiates? Does Kratom itself get addictive if you start using it for a while?

Hi Community,

Any referrals for SAP ABAP on HANA for 3 years experience? Please let me know.

Thoughts on taking a position in the same practice group and same class as your spouse?

Now that the craziness of 2021 is firmly in the mirror, what is your class year and when do you normally stop working at night, on average? For me 6 to 7 is the average. Have to wake up at 5 or 6 a.m. one or two days a week to make that happen though and it may not last through Q4..

Anyone else experiencing pencils down?

There are two kinds of people in this world: those who wrap and Velcro their AC cords, and those who constantly have to untangle a handful of wires. Which one are you?

How much PWC pays for M1 in tech consulting?

Hello Fishes,

Diversity refferal drive (i.e. for female candidates) is being organized at Bank of America on 31st July.

There are many open positions, ranging from experience 2-11 years. Key skills are : .Net, C# and Angular.

If anyone is interested in applying, do let me know.

Hi Fishes,

Any openings for experienced transition manager with 15+ years of experience

Civility thread!

Don't mention/hint at who you're voting for. Let's try to find some common ground.

How's your day going fellow politically-minded 🐠?

What is a decent annual billable requirement? Also, billing tips are appreciated. For some reason I am really struggling. Am I self sabotaging?!

Can this week please just end?

Hello fishes, I am working at IBM as a Data Scientist and currently on bench. I will be resigning today as I have a better offer in hand right now. Wanted to know if I have to serve entire notice period of 90 days even when on bench or IBM gives early release ?

Did anyone complete NNN?

Let's talk unhinged pro se opposing parties. We have one that emails the entire firm every few days with these SCREEDS that are like weird stream of consciousness accusations of baseless criminal and unethical conduct. So far there have been 2 emails already today. A GAL has been appointed and ordered to do a psych eval on this party, but is there any sense in responding in the mean time? Everything we say seems to get twisted.

I’m not designated a senior associate, but my small firm (boss, myself, and a paralegal) is hiring a recent grad. Still needs to pass the hazing ritual (aka bar exam). I will be supervising the new hire. Should I get them a welcome aboard gift or wait for exam results and get a welcome to the club gift? Or both? Ideas for either or both?

Why are people now treating e-mail as instant messaging? I work with several people that for some reason expect all emails to be answered within minutes of being received…. I can understand the sense of urgency around some high-priority, time-sensitive matters… but everything does not fall into that category… it drives me crazy.

I hate the word provision now

Which work-paper is "your baby"

What is the longest you have seen someone with less than 50% utilization stay in a firm?

What personal financial knowledge do you wish you had learned in college?

What is everyone’s thoughts on partners voluntarily leaving the firm?

As a Senior Accountant in industry how many hours do you work a day on a non month close week vs a month close week?

Has anyone in the Big 4 been drug tested at their respective firm?

Sad that Taco Bell is my comfort food. Guilty pleasure.

What are some good personal finance books?

Anyone have any good book recommendations around building passive income sources/building wealth?

Which firm has the best and most chill off season hours? I’m at BDO and it feels like my busy season never ended and I’m still working crazy hours through the summer. I can’t maintain at this level for long.

Are any of you being laid off getting any type of severance pay?

Tired of the long audit hours and not ready for another busy season? Join Deloitte’s Accounting & Reporting Advisory group. The hours and pay are better and there’s no busy season. DM me if you want a referral or more details.

Would it be terrible of me to quit during my rotation’s busy season? I got put on a mandatory rotation this summer (PwC is big on pulling resources especially now) but I’m really ready to get out. They stress being a “team player” and I have a feeling they will use this against me when I try to quit.

Are you very serious and wish you were less serious or vice versa?

Leaving Deloitte with 1 year experience in audit. Looking for opportunities in the LA area outside of audit. Any suggestions? I am open to industry or even other big 4 firms. Any companies I should apply to?

I resigned yesterday evening.. today morning conversation with counselor and People Consultant went very cold... anyways piece out..

For those who moved from a client serving role to an internal role in public accounting while at a fairly high level (experienced manager or senior manager), did you take a pay cut or does your pay stay flat when you transition with minimal increases in subsequent years? Also what role are you in now? I really like EY and the company. I’d like to look at moving to an internal role but I’m worried I’ve priced myself out (currently at around 140k comp in LCOL).

Is it normal to ask for a cost of living adjustment? I am fully remote