Can I venmo my roommate $4k to hit the CSR limit? I'll have to pay $150 in service fee (3%) but the 100k point bonus is worth it IMO

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Sorry to be that guy, but no one else pointed it out: 3% of $4,000 is not $150

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Or Amazon gift cards

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Yes you can.

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Why don't you buy stuff you need?

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Sometimes I enjoy the problems we have! Not being sarcastic, I'm in awe at times, never thought I'd be where I am.

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This was really just a test @D5

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You can use your credit card to venmo BUT some credit card companies have controls in place so you don't get points for things like this. E.g. you can't get credit card points if you buy a money order. Not sure if the same rule will apply to Venmo but it might

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No idea why you can't hit a 4K limit (time sensitive) but it shouldn't be that hard unless it's under a month

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There is a cap on how much you can transfer on Venmo per week. Just a heads up in case you seriously consider this option. But imo d2 is right

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carry the same logic but venmo what you still need to spend of the 4k the week before the deadline.

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I'm just thinking of a fallback plan in case I can't hit it with regular purchases.

Venmo is a wallet, which is linked to your account directly. Not sure if you can use a credit card to venmo. Can you?

I use venmo to hit minimum spend on my cards. Pay rent to roommate

Yeah that was my exact plan @cap1. Just wanted to know if it would count towards points

Do you trust your roommate?

Amazon gift cards need to be examined for AML

You do get 1% back on spending on Venmo so really your cost is only $80 for the whole 4000 spending

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