Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

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Less interest is accrued when you’re paying the principal more often

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Well you end up making two additional payments per year because of how many weeks we have in a month. I also remove my escrow and pay my tax and insurance separately, that way I stay on top of any changes that occur to those items. They are variable and not fixed. They fluctuate every year and you could get screwed if you don’t have your finger firmly placed in them. Ex your insurance premiums increase dramatically and you don’t switch policies in time.

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After I max out my:

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If you were playing in buying a home, are you still going through with it or no longer in the market?

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Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

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Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

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This reminds me of all the Chads and Brads Crypto Bros. 😂🙄

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Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

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Hi do you interview from time to time just to check what’s your market worth?

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26 no debt, working in a bridge role and planning on leaving ASAP due to instability. Mom has cancer.
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How much can UiPath offer for an RPA Developer for a 4 years experience candidate? Cctc 11.5

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can i ask TCS to match this offer, if so how can i ask them?
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Hi All Fishes,
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For people who post links to news first - how do you do it? I send stuff to people and they're like oh saw that, and it was two hours ago...

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Additional Posts in W2 real estate investing

I have a fantastic mortgage at Wells. Amazing rates! Message me if you want an intro.

Should I borrow $70k more with my 30 yr mortgage even though I have no immediate need? Tempting with at 2.5% interest rate.

Anyone here? Let's get this group moving !

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