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Less interest is accrued when you’re paying the principal more often
Well you end up making two additional payments per year because of how many weeks we have in a month. I also remove my escrow and pay my tax and insurance separately, that way I stay on top of any changes that occur to those items. They are variable and not fixed. They fluctuate every year and you could get screwed if you don’t have your finger firmly placed in them. Ex your insurance premiums increase dramatically and you don’t switch policies in time.