Cant afford to build

Newbie quick question - is the 1% calculated based on rents collected, NOT including your own mortgage payment if it’s owner-occupied?

Ex: looking at a 3 family for $500k, let’s say rent is $1800/each for the 2 units, hence 3.6k month, but I live in the other. How do i apply the 1% rule here?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

For those of you who made your first million in net worth, what did you do next?

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Is it the worst time to buy real estate because of the interest rates?

Anyone know how to transfer your 401k after leaving acn?

Hi folks ,

Can you suggest some good residential society near Gachibowli ( 2BHK or 1 BHK ) ? How much should I keep the budget for a 2BHK in that area ?

Thanks in advance.

After listening to the Mike Saylor podcast with Lex Friedman, it made me reconsider my notions I had about BTC layer 2. IMO ETH has thoroughly eaten BTC’s lunch from a development/dapp perspective. I’m 50/50 allocated in both because as Mike says BTC is durable digital property while I see ETH as the platform for application functionality. Would be interested to hear other’s takes. At the core of it, I’m not sure myself and others will ever want to spend BTC, even if fees were negligible.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Thoughts on the new Chase Freedom Flex?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Super sketched out about transferring ETH from my Coinbase pro to BlockFi to get that 5% interest. I have a barcode in both apps and wallet address I can copy in each, but it’s not clear exactly how to transfer it from Coinbase Pro. It says follow instructions in destination wallet(BlockFi)

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How can I stop data brokers from selling my information to political campaigns & other Ad compaigns? I don't live in California so CCPA does not apply to me..

So I had HR discussions after tech and managerial round and she said, she will have to get approval from management for salary discussions as it’s on the higher side as per my YOE.

Does it mean they will drop my candidature here and now or do I still have any chance ??

Tcs Hr has said to me that you will receive welcome mail by today EOD. What time frame I can expect the mail.

How can I get my hands on the "off-white" Virgil Abloh line of sneakers for a decent price ?

Any black Christian men? 25 F Atlanta looking for a relationship

How is the career from QA to SM?
Package, path, etc.
Share whatever you think can help me, will be happy to read.

Hello guys,
I am working with infosys. If you need referral DM me.

URGENT!! For people staying in good gated society in Kharadi or nearby (within 3-4 km) 2/3 bhk

If you're looking for a flatmate (female) for single occupancy DM

Budget: 11-16k for single occupancy
Non vegetarian

In case you have any leads for 2bhk ( Budget: 20k unfurnished or 30k furnished) please share with me.

Insights on Foley & Lardner in general - smaller market office?

What's the salary range of L4 Business Analyst?

Small law firm in Westchester, NY looking to bring on 2 associates (1 litigation 1 transactional). having difficulty finding the right candidates and interested in engaging a recruiter. Just looking for some direction or recommendations. Appreciate any guidance- thank you,

I’m interviewing for a start up and the role sounds interesting. Usually for the “test” part of the interview I’ve had to analyze data. This company wants me to develop a growth strategy that outlines key initiatives for growth, different opportunities, experiments I’d run, KPIs, and working cross-functionally.

Is this a lot for an interview?

I’m a little afraid of doing all this work to then just have them take my ideas and not hire me.

Deloitte 🐠 - did anyone get selected in the H1B lottery this year? I have only heard of rejections so far sent from BAL

Any Elden Ring fans here ?

16 GB RAM dual channel or 32 GB RAM dual channel?

Like this if you play video games on your work laptop

Been a great year for games. What was your fave?

Does anyone still play StarCraft?

Waiting for God of War and for Bungie to grab Halo back from 343 Industries since Destiny has always been trash.
. . .S/O to Horizon Zero Dawn though.

Overwatch on Xbox anyone?

CS Go anyone?

If you had to choose between Cyberpunk, Elden Ring, and Dying Light 2, which would you pick and why?

Weekly Hot take, the lack of couch Co-op is the reason gaming doesn't feel like it hits the same. I miss the days of bringing over the crew to play a game that isn't smash bros. One of my best memories is playing Tower fall with my college friends in my dorm.

Want to buy a decent future proof gaming rig without breaking the bank - any tips?

Anyone going to PAX this weekend??

Xbox Series X/S or PlayStation 5 or stick with Xbox One?

Anyone play elden ring? Is it as good as the reviews say?

Trevor from GTA was in The Walking Dead. Mind blown.

I’m really liking DMZ mode in Warzone. I think they have some real potential with this game mode. I like that it’s not as sweaty as Tarkov but still has some elements of it. Still in beta but I hope they realize they have a potential gem here.

Anyone else play lord of the rings rise to war on their phones?