Newbie quick question - is the 1% calculated based on rents collected, NOT including your own mortgage payment if it’s owner-occupied?

Ex: looking at a 3 family for $500k, let’s say rent is $1800/each for the 2 units, hence 3.6k month, but I live in the other. How do i apply the 1% rule here?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Starting my house search ❤️ Does this group have recommendations for an good buyer’s agent in the Chicago area? Looking to buy in Lakeviee, Edgewater, boystown maybe even Evanston.

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

How’s everyone’s portfolios looking?

Can your spouse be employed in Google and getting RSUs?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

whats the average rent for 1bhk in indiranagar?

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

For those that invested in real estate rentals, how did you systematically approach finding a good property? Realized most of my stock investments was just gambling and I don’t want to gamble on a RE investment. Read a few books but none of them go into how to actually find a good deal/city.

What are people doing with their student loans now that interest is paused? Is it better to keep paying them off or to invest/save the money?

What's the best rent splitter online? Most accurate for sqft, etc?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Has anyone tried using Kratom to help with an addiction to opiates? Does Kratom itself get addictive if you start using it for a while?

Anyone working in product experimentation or innovation lab within a medium/ large scale tech firm?

Alright, polls suck

Any recommendations for dog-friendly rental buildings in Jersey City / Hoboken? Looking for 1bed ~ $2.5k. Reviews for buildings in the area all seem negative, hoping for some first-hand experience

(and please, if you think JC sux and I could find this same kind of deal in NYC, lmk where because my searches are coming up empty)

Does anyone know of a 2 page standard form affidavit from social security... Client’s ex husband hasn’t paid support and disappeared to U.K. Would like to get his social security check... please let me know if this is something you’ve heard of.

Let's talk unhinged pro se opposing parties. We have one that emails the entire firm every few days with these SCREEDS that are like weird stream of consciousness accusations of baseless criminal and unethical conduct. So far there have been 2 emails already today. A GAL has been appointed and ordered to do a psych eval on this party, but is there any sense in responding in the mean time? Everything we say seems to get twisted.

Curious how folks are governing/auditing their HRIS data. Wondering if this always done it manually.

hello! I’m looking to get some insight to see if I’m being paid fairly for where I’m at in my career. I’ve worked at the same company for 2.5 years. This is my first job out of college. Started as an HR Admin, basically in a call center for all HR related inquiries and now am a Sr Admin assisting with escalations, interviewing, training new hires, supporting my team, scheduling, keeping track of stats- phone calls, tickets resolved, etc. I’m making $52k per year and work remote out of MA.

What should a coder/biller/transcriptionist make with over 15 years of experience? I am currently the only person in the office that can do those jobs with no backup. I code and bill all office visits for 5 orthopedic providers and all surgical coding/billing for 3 surgeons. I also do any transcription that is needed.

Premier League is back today 😍😍😍

My new job occasionally requires me to review vendor agreements. I don’t have any background in this area and am trying to get up to speed. My department doesn’t have a document management system, so it’s tough to find old agreements as precedent. Any recommendations for books or other sources - or any words of wisdom? Thanks!

Does anyone have any experience with General Motor’s HireVue process?

Can senior associates/consultants assign work to associates? Or is that manager job?

I received a recognition in September and later in October month I resigned. Is there any policy that if associate has raised separation from Accenture then he will not receive any hike or variable bonus even if his last working day is in Jan 2022?

Hi Guys , can somebody please let me know what is this Core values round in Sapient

Any possibility to transfer H1B approval from Infosys to new company? It is not yet stamped

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

Home depot or lowes for kitchen remodel? Avoid ikea?

Has anyone used redfin to sell a home and save on paying commission? Is it really just 1%?

Any tips on someone who's new to real estate and wants to start investing in NYC?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Commercial Real Estate: how long did it take you to know if this is what you want to work in?

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Is $400-$450 too much to have bearings replaced on a washing machine?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Looking for advise for a buying first home. Will be 28/yo married attorney with student loans looking to buy in northern NJ in 2022.

Loopholes to using a VA home loan for rental properties? Have heard buy a duplex and rent half out but curious if there’s other opinions lol