I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

Looking at re-financing my mortgage with 2 lenders and need some advice please!

Currently sitting at 3.625% on a $512,000 home loan that now sits at about $490,000.

Lender 1: loan for ~$490,000, paying down for a few points to 2.875% (apr 3.034%); cash to close $12,344, monthly payments reduced by ~$300
Lender 2: loan for $510,000 (bundling in some closing costs), paying for points to 2.99% (apr 3.278%); cash to close $7,315, monthly payments also reduced by ~$300

Which option is better??

Anyone here can help me for h1b sponsorship?, i am holding an h4 dependent visa without work permit. Not willing to leave my job here in India due to financial requirements.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Hi - I am having to move from the US to London due to Visa issues. Exploring relevant strategy consulting roles @ MBB / T2s following 3Y of management consulting focused on operations @ a boutique firm in NYC. What is the best way to get started with this ? Any good recruiters you would recommend ? Or referrals? Happy to share my profile. PS - I have UK work auth so won’t require sponsorship.

About to apply for an apt that’s asking for a $2000 good faith deposit. I’m still a little undecided about the apartment (I have another option in Jersey) Do I wait it out or just go ahead & apply? Honestly don’t know if I’ll feel 100% sure any time soon. First time living in NY & first time renting post college😭😭

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Aside from short term emergency declarations where visas are handed out, has anyone found any countries that provide a visa due to a skill shortage, or carriers that offer sponsorship for senior insurance professionals? Curious mostly about Europe and Oceania.

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

How much money do you have saved up?😳

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

What are some exit opps for Amex product management (2 YOE) sr analyst. Trying to jump ship

Is the international real estate market as booming as the US?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Would you recommend Sedona during Christmas or San Diego during Christmas with a 1.5 year old? Entertainment, safety, meaningful experience-focused.

Sedona will be much colder, possibly snowing/icy and will be hiking, hot tub, enjoying the scenery focused. San Diego will be beach, enjoying scenery focused. Both Airbnb options look beautiful. Will also have 60 year old grandparents joining

Hey everyone, Withum is still hiring entry-level staff accountants (audit and tax) with the start date of November 2023, experienced associates, senior associates, and more!
The firm is currently number 22 in the nation based on INSIDE Public Accounting. AMAZING culture, good wlb, and really nice people (at least in the nyc office). Please message me directly if you’re interested!

Hubspot is getting way too expensive for my small business and they don’t care at all that they are pricing loyal customers out. What’s a more affordable alternative?

Any openings for .net MVC 9 years experience pune location

Thanks in advance

Hi everyone ! I'm new to this bowl does anyone have an optional google sheet running so people can match interest and reach out to each other

Is CIPD a valuable certification? Is it appreciated in Europe only or US too? I have an opportunity to get it but not sure if knowledge is really up to date and worth time spent.

How many of you are staying in a marriage where there’s lack of true love but there is comfort or kids or whatever else holding you back? I crave that love but it’s easier to just stay put than leave. Sigh

Any Scimitar 🐠 or folks familiar with Scimitar? A colleague at EY just accepted a role there and claims the total comp is 40% more than his total comp at EY and he was at the very top of the senior consultant pay band as an MBA hire. The folks on LinkedIn look like a bunch of former PwCers.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Shower thought:
Why did Toronto (or Canada?) change the exit signs from the classic red EXIT sign to the green running man? Wouldn’t it confuse more people especially elders in finding the exit?

Also isn’t it a waste of money for businesses to replace perfectly functional exit signs when renovating?

How do i join the consulting bowl on this app? I somehow cant find it? Thanks

Moving to atl- what are typical 1x1 rent prices?

I don’t understand how people keep posting about the bench and being unassigned. I’m in advisory(not audit) and my entire LoS is trending 90%+ utilization

Highest number of billable hours you have seen in a year?

Are all the Oracle certifications free irrespective of our team after we join Oracle? Or WT can do certification only of our manners assigns any to us?

How long did your longest matter last? I imagine litigators take the cake here but curious about deals as well.

SQL DBA INTERVIEW TIPS

* Nowadays interviews are more inclined towards

* Cloud knowledge AWS/AZURE (mostly on prem to cloud migration)
* Performance tuning
*Always On

What is the HRA policy in Accenture? I got to know that i can't claim HRa if my base location is city A and living in a rental accommodation in City B?
Is that true?

Can H1B holders filed unemployment when serving grace period for 60 days? D provided information in Separate Memorandum?

Just want Canada to process my PR application so I can start a new life..

Any Canadians here who were on TN that applied for GC? Any caveats to be aware of during the application process? How long did the whole process take for you?

Any idea if JPMorgan Chase/BofA is sponsoring H1 transfers for Analytics role?

Any recommendations for lawyers specializing in EB1c? Thanks 🙏

H-1B question. Does anyone know if there is any issue with requesting 1098 from an educational institution if we have spent on self education while working full-time on H-1B? I incurred some expenses last year and if having a 1098 will help with tax. Thanks much!

My h1b got picked up in lottery this year but case hasn’t been processed yet. Meanwhile I also applied for H4ead extension. What happens to it when H1b gets approved?

Are those of us on H1b/F1 allowed to enroll in community College for any courses? The one near me has a motorcycle training course that waives the skills test for 1/3rd the price of its competitors

Why if you are on H1B is so much problematic for vendors looking for contractors ? Vendors keep on asking to join on W2 rather that Corp to Corp although for employees on H1B we cannot join on W2 due to immigration issues. Point being does it matter for end client , if the contractor is coming as W2 or not ?

I believe most members of this group are tense & anxious owing to the uncertainty surrounding H1b. Can we have members post some positive stories here ? Cases of extension/transfer approval( w/wo RFE)

So has travel to USA for Indian citizens resumed (via Canada)? Any insights from anyone?

How much impact does a rejected L1B and not picked H1B have on a current L1A filing?

Anyone know if PCAOB hires visa candidates / sponsor work based GC?

How much time does it take to get i-140 approved under Regular processing? Firm saying no for applying under premium processing. Giving me an option to self-pay premium processing fee if I want $1410

Does anyone here have an experience of filing an EB1A or NIW petition. A law firm suggested me to first do a NIW petition and then follow it up with EB1A. Is it a good strategy to do it this way because NIW is more certain and gets a place in the line? Am I missing something? Should I instead file an EB1A directly?

Also, any good law firm suggestions for EB1A petitions based academic credentials? Thanks for the help

Taking a personal loan of 20k or more will it affect perm (GC) process?

Are employers withdrawing i140 after employee quit even if the I140 was approved 3 years back. Wife is on H4EAD what is the impact if I140 is withdrawn?

EY people: has anyone heard from immigration today? I’m losing hope