Coming up on 5 months of unemployment after layoffs… about 35 interviews and countless applications and nothing. But what’s more pressing is… how are you guys paying your rent? I’m about to be in the red 🥹

likehelpful
Posting as :
works at
You are currently posting as works at

I borrowed with a stupid interest rate and will be paying it off for years. It sucks. Assuming that I’ll refinance my future (????😬😬😬😬) house someday and try and pay the rest back in one chunk. I’ve never been this broke. Ever.

After 8 months of unemployed hell I’m finally stable and working again. Hooray, it feels SO GOOD.

I know that I will be broke as a joke indefinitely. I’m maxed out on credit, and also borrowed money from my family to squeeze out one more month of rent since my first paycheck isn’t until April 30. I am overdrawn on my bank account and didn’t pay any of my student loans or taxes yet. Shit’s dire.

I don’t know how I’m gonna scratch my way out of this - but I’m remaining optimistic and focusing on saving and trying to not spend frivolously.

all I can say is - we’re in this together. I feel great empathy for all of us going through this really shitty late stage capitalism.

like

Over 9-months of unemployment. 100+ applications. 3 interviews. 4+ rounds each. No jorb yet.

Been running a lot.

Resturant gig?

like

I save nearly half my paycheck when I am working. I learned my lesson from 2008. I had to move back home with my parents. Doesn’t do you much good now, but in the future put your money away. This industry isn’t always reliable. In the meantime, see what you can resell on Poshmark, EBay, etc. Try to get a minimum wage job to help pay for necessities.

like

☝️☝️ this. All of it. It's the only way I've been able to survive. I happened to have saved like everyday was my last and it was my saving grace. Selling clothes too. Any freelance. Alt streams of income.

At this point, any income is needed income. Doesn't have to be in the industry. Remember you need to eat.

like

Same here... Coming up on 9 months and benefits are done. Been laying low on almost 'house arrest' so I don't spend any extra 💰 Took on a small freelance gig that pays 🥜

Hey there. How many years of experience do you have? Do you have experience w systems/.com/digital? Sketch and or Fimga fluent? My team is hiring for a designer w some years under their belt (so no just out of school).

Related Posts

Anybody got decent turnip prices today? I care more about my investments in turnips than my actual stock portfolio 😤

likefunny

2022 - How are we becoming millionaires folks? What are legitimate (not MLM, drop-shipping, affiliate marketing, Facebook ads) ways to make money besides our primary incomes?

For me: It’s credit spread {options} trading. That is the only one single thing that has worked for me.

likefunny

My wife is using my credit card too much.
Monthly around 13K.

Everytime I confronted her the ending is always the same, I loose the argument and end up paying everything.

like

Can H1B visa holders own rental property? If so, can you self manage or do you have to get a property manager? (House would be bought through personal loan, not an LLC, so wondering whether USCIS could deem self managing as unauthorized employment? How would they find out?)

like

Any recommendations for high div stocks with good balance sheets. I’m thinking these could be the best picks in this market with many growth stocks seemingly overvalued

like
like
like

Roth vs Traditional 401k, thoughts?

like

does anyone use simplefx for crypto? Do you like it ?

like

Can I pay income tax challan using credit card?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

like

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

like

Anyone else think Dave Ramsey is a little full of himself? I applaud the work he does to get people out of debt. But alot of other things he says are not complete accurate and he comes across as smug

like

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

like

Any recs for car insurance in La?

like

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

like

What should be the most I should be spending on rent in Texas (Dallas, Houston) as someone making about 100k TC pretax?

like

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Anyone else holding out to 1 year AT LEAST, in order to get long term cap gains tax rate? 🙏🏻 every day passing is a day closer

like

Had a quick question, I see 1.5k in zerodha coin, is that a profit? If yes, how it's so great since I have only invested 40k in MF, 2 weeks back?

Post Photo

More Posts

Can I parallelly work in a subcontract of another start-up while working full-time for Capgemini?

Is this a breach of my agreements/compliances with Capgemini?

If I do so, will Capgemini ever get to know about that subcontract that I'm working for? If YES, how?

Should I avoid taking such risks?

What are all possible repercussions this step could have???

like
like

Hi all,

After the final interview, HR reached out and said they would like to extend an offer. HR gave a ball park of 135k - 145k base with about 15k in sign-on equity and 20k annual bonus.

After a couple of days, HR person came back with with 125k base and 20k annual bonus. No sign-on equity anymore. What should I do given that these numbers seem way lower than the initial range provided? HR claimed it’s because of “market conditions”.

likehelpful

Is it common for HOA to ask you to prove your car registration is up to date?

like

New in TCS but couldn't understand PF procedure and it's deduction from salary.
I am paying PF of amount 2040 getting deducted 2 times from my salary 1st according to CTC and after salary is getting credited then again same amount is deducted, so my question is this correct.
CTC is: PF+ 76185
Salary is: 76185-PF.
PF: 2040 so it's getting deducted 2 times same amount every month. Before salary is paid and after.

Post Photo
like

Will there be layoffs at grip/dentsu? just saw that they’re folding the Grip agency brand 👀

like

I feel like my employer thinks I’m losing my shit.

I started traveling while working remote and fell in love with the mountains. I’m now applying to be a full time remote employee and fear they won’t approve it.

I feel like I have to defend that I’ve found more in life that makes me happy than just work.

How do I pitch that I need to live elsewhere for my happiness and not near an office?

like

Do PE funds have in house tech DD teams? Currently on a tech dd team that’s aligned to PE transactions and trying to figure out what exit opportunities there are. Thanks for your insights!

like

Hi..
What is the hierarchy structure - Senior Software Engineer, Senior Specialist, Consultant, Senior Consultant? Are they all in E2 band?

like

For those who wake up at 5,6 or even 7am - how do you do this in this cold, dark, hopeless weather? Any tips for that? I wake up with my alarm but it's so cold and dreary and annoying that I go back under my sheets....

likefunny

Hi everyone, my H1B Visa stamp has expired but I have Valid I-797 can I still travel to Bahamas? Or how to get another stamp without visiting India? Thanks!

like

Any recommendations for resume revamp?

Hi all got selected in Infosys, any idea what will be my take home if i get CTC of 16 lpa... The HR told my VP will be 15% so excluding vp it's going to be 13.6.. so now what wil be my take home... Any guesses.. TIA...

Best family friendly places to live in Dubai?

Hello Everyone,
I am actively looking for job change but not getting any relevant opportunities from various job search sites.If there is any open position for data/business analyst at your organization then please help me with referral.
I am currently having 1.3 years of experience as a Data analyst.

Thanks.

like

Opinions on the INSEAD-Wharton Alliance?

like

Sponsored folks, where do you plan to intern during bschool?

like

In need of advice: I am starting a full time role (Senior Consultant) in an industry that is my post-MBA goal. I want to start MBA Fall 2022. Does it look bad to AdCom if I apply R1 having been in my job for 1 month? (Will have 1 year when I attend). Thanks!

like

Accepted offer joining soon how is the Chicago office when things are normal?

like

S&P Global Dear Fishes,
Can someone please help me out by referring my profile for the below mentioned job ID?
I would highly appreciate your support.
Job ID: R21515
Role: Operations Analyst

Thanks in advance!
S&P Global

Additional Posts in NYC Advertising

Can anyone help connect me to someone who might be searching for a copywriter with a few years of CPG experience? (Originally from MN, looking to network)

Does anyone work at Arnold Worldwide in Ny? Anyone work specifically on digital projects? Can you tell me about your digital process and whether or not you think it’s efficient? Are the projects are interetsing/challenging? Well managed?

like

Holy cow. Have you seen the new Seamless logo? Talk about killing an iconic brand. (Sorry for the screenshot.)

Post Photo
likefunny

Compliments to Walgreens creative team. Love the new pharmacy commercial with a focus on sun damaged skin.

like

We gotta get this bowl popping, I wanna hear some juicy NYC related stuff: funny stories, career advice, industry gossip etc.

like

Hello friends, been offline for a while and trying to get a sense what the vibe in the NY market is at the moment? Hiring freezes and everyone is afraid of an approaching recession?

like

Is streeteasy.com still the best way to find an apartment on the mid to upper east side of Manhattan? I'll be looking for a March move in.

like

What are the current best-regarded agencies (or in-house creative teams) that you feel have the top digital creative talent at the moment? That you’d wanna hire most from?

like

Where have you been ordering takeout?

likehelpful

Anyone looking for a resource manager or creative recruiter?

like

Any international senior creatives who are on O1 visa ? Need some assistance please.

likehelpful

Tonight we're meeting from 6:30–8 PM in Kobricks Coffee cafe side at 24th Ninth St, then heading downstairs to Troy Liqour Bar from 8pm–Onward located at 675 Hudson St.
Hope to see you all there!

Post Photo

Anyone at The Clios and want to hire a junior AD? I’m here and hungry.

Hey small agency friends with kids! Quick question. Our agency’s family health care is expensive (ranges from $1700/mon with normal deductible to $1100/mon with super high deductible). If anyone out there (at a small NYC agency) has a better plan and is comfortable sharing, would you mind telling me who your company uses? My kids’ college funds thank you!

like

How many train transfers do you do on your commute to the office (or if you’re WFH and had to go in)? I’m thinking of moving here and curious how long and complicated work commutes usually are.

like

Does anyone know who the 401k benefits manager is at VMLY&R NY?

like

Which is going to most likely hurt my career more in the long run... a job in pharma or a job in-house on the client side?

like

Looking for a few highly-motivated partners to start an ad agency with; preferably one in accounts and one in media buying. If that sounds like you and you’re ready to take control of your future, we should talk.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal