Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

How do you help client's figure out how much life insurance is the right amount?

How many policies a month do you sell?

What is your top stock trading platform? I use Ally invest and Robinhood. Not happy with both. Looking for a platform with low fees, fractional shares and solid analytics. Thanks in advance

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Is now a good time to buy property in London? For investment purposes.

Thanks

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Newbie to investing. What are good online courses / books to get smart on investing?

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

How do married folks manage finances ..keep them separate or everything common? Have heard married people splitting rent and stuff and not sure I fully understand how common are situations like that.

I was told getting CFE could increase my earing potential by 17%, has this been anyone else's experience?

Does anyone travel with a roller? If so, what are your favorite travel friendly ones?

Ikon or epic pass for NE skiing?

Karen complaining about people derogatorily using the name Karen is the most Karen thing ever.

Vail or Park City?

It seems like we’ve had many people join from firms today. In the in-house bowl we had a lot of people speaking about F50 who don’t actually work there and the info/advice was often not accurate. If you’re not at an F50 feel free to ask questions but please refrain from commenting on things you don’t have first hand knowledge of so we can avoid the misinformation issues and make this bowl helpful for all

why cts blacklist any company any idea?

Heard PwC gave $500 to staff for every in-person inventory they performed. Can anyone confirm or deny this?

Are any other paralegals struggling with billable hour requirements? I have 5 years of experience in corporate transactions, M&A, and real estate work, and have never had billable hour requirements. I'm in a new job now where I do and I'm nowhere near meeting them. I'm getting a lot more admin work than billable work, and it's stressing me out.

What is the average salary of a senior consultant with 5years of experience, (mba and engg) at PwC or any other big 4?

Any tips on starting a side project to boost my chance of getting hired as a PMM?

What should the compensation be for a client onboarding manager in a big financial company?

Wanted to thank... everyone.
We complain a lot here but still, thank you for all the answers and support we all provide here.

Always helpful to be able to ask and receive advices.

Enjoy this nice weekend!

So many flight cancellations- 5 at last count. It’s a minor miracle that I will make it to Boston today 😖.

I have strong feelings for my friend who also happens to be my superior at work. We also flirt with each other sometimes. I don’t know what to do.

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

@BC what do you think about SHOP puts?

Start raising cash family. Take some profits. 4/14 3:51 est

$DPZ 370c 3/27

How on earth are you guys getting into these AMD calls for 5/1? The theta is scaring the devil out of me. I almost went with the peer pressure yesterday and then backed out (I am bullish in AMD)

$CS look past the noise on this one. Could be a huge price turnaround on a 2-3 year life time considering this is a on-off event that has now been priced in. I am going to scale into LEAPS. Small position starting today. Looking for 200-300% in 3 years on this. Was best quarter in years without the archegos debacle and lots of opportunity for rates to rise.

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

What’s does “fill the gap” mean??

$BABA got murdered today. Buy, hold, or sell?

5/4 Thread (General):

5/28 Thread (General):

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

In your opinion, what’s the best hedge / best buy against rising interest rates?

Uh this could get bad fast if this holds through open. Protect your downside if not already.

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

What are some good healthcare/pharmaceutical etfs that you would recommend?