CSR - need to spend $7.5K to make profit (not including 100K bonus)

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$7500 spend is nothing. That's a month of charges I put on mine. You have 12 months to do it.

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Yeah, what's your point?

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7.5k annually?

Is that compared to a basic Citi double cash 2% return card or just against the annual fee?

Lol you including the $300
Cash back for travel purchases?

Includes $300 and compared to typical 1 ppd no annual fee credit card

$7.5K on dining and travel

What about compared to 2% back card? I always thought you had to spend closer to 20k to break even

It's 7.5k to maximize benefits. Not to get your money back.

It's only 7.5 using a conservative value (2 cents per point) and assuming no bonus spend. Since I find it highly unlikely that you wouldn't spend anything on dining or travel (3x points for both) it's way below 7.5

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