Disregard the title but currently at an MM as an AN1, just got informed i’ll be getting somewhere between 35k-45k bonus when bonus season rolls around, how would you best optimize this? Never had this much hit my account at once.

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Posting as :
works at
You are currently posting as works at

1) Pay down any debt you have outstanding to the extent applicable. 2) Direct the maximum amount you can to your Roth IRA / 401k. 3) Invest the remaining amount in a traditional brokerage account in an index fund / whatever you are allowed to do by your firm.

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Really depends on a lot of factors.. you could direct a portion of it to your 401k or HSA. You could also just elect to receive all of it and invest it?

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Thank you!

Personally, I would invest most of it. I also don’t have any debt.

Where are you located? High COL city?

Yes High COL, think NYC/SF/Boston

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