Do we think mortgage rates are going to drop now?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

How much are we expected to lose in this VPB post tax? Any ballpark percentage estimate?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Well, its a good thing I sold ARKF when it was $55 last year

Thoughts on marijuana investing? Best investments, so like equities or funds?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Do my wife and I still qualify for the $500/child for 2 kids if we earn more than $200k in combined joint income? If I didn’t file for 2019 taxes yet, and one kid was born 2019, do we get 500 or 1000?

Would you move to a more expensive 1 bedroom apt in the city (upper west side), or stay in your 1 bedroom apt in the burbs of NJ, with lower rent and just invest in buying a luxury car instead?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Alteryx stock - thoughts on the company as a longterm investment?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

1st yr at a nyc v50 firm doing general transactional work. I know the lateral market for transactional lawyers is hot but not as hot for juniors. I just want a change of scenery because my current firm is bleeding good associates / not giving great training imo / and just seems small. Would lateralling this early feasible? Would it look bad on my resume?

Just got hit with the $550 CSR fee. I don’t really want to quit it; I just don’t want to pay as much. Is there a way to get it lowered?

Is it a good idea of leaving Amazon within 7-8 months because of its work culture. I am not able to handle this pressure and tight deadlines deliverables.

Also, i don't have any offer yet.

FUN getting delisted from Trex apparently

I have 2 offers from Myntra (Associate-M1) and Coinswitch (Business finance analyst) at 1.5 YoE.
Myntra :15.5 base +1.5 joining + 7 stocks(4 years) + relocation
Coinswitch :15.5 base + 1.5(joining+retention) + 2 performance bonus paid yearly.
Which would be a better choice ?

Fish I need some help and advice. I fell off the wagon last weekend (sober two years and change with alc) and I cheated on my SO of three years. We live together and she has been by my side through

Do senior managers at PwC in tax have predetermined sales goals for the year?

Does anyone have entry level marketing tech roles?

Is there anyone who completed the last SHL test and is waiting for the result or call back from HR. For me it's almost a week now after completing the last SHL test but no reply from HR.

Note: Completed all the rounds and documents are also submitted.

Please share here if anyone faces the same situation or any relevant scenario.

Business Performance Manager role what level is this targeted at?

Is anyone else getting absolutely slammed with work this month?

Exam tomorrow - super nauseous which makes me even more anxious 🥲 anyone get this and how do you cope?

Can someone please help me get a referral at Goldman?

Typical exit ops for M&A operational due diligence?

Looking to connect with people in the NQDC or COLI/BOLI space.

Just raised my first snapshot.
We can't see the review?

Australian 🐟 - how's wlb in Australia? It's a long shot but might be looking at a potential move... Mostly within consulting itself though.
Looking for some general perspective - is it grinding till there's no tomorrow like in consulting in US? :)

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

The threat of nuclear bombs flying over cities should crash the real estate market

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Any one knows what’s the easiest way to order a radon test for new construction?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For those that built higher end homes, what kind of appliance budget did you have?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?