Do you all have one bank account out of which you pay mortgage and receive rent (by property)? Just curious what ppl do in practice. I currently get rent in one account but pay PITI out of another. The one I get rent in has a higher interest rate. But thinking I should just move everything to one account? Does this matter if future lenders are looking at rental income?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

CSR 🐠 - is that true that if i rent a car, i dont need to buy their LDW because it’s covered by my CSR? I book my rent car using my CSR btw. thanks!

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Anyone received Sodexo amount credited in your account for this month??? Still I didn't get the Sodexo amount

These paychecks aren't cutting it. Side hustle ideas?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Do you guys think it's worth paying off an auto loan? I have a 10k, 3 year loan with about 4k balance remaining. Interest is about 4%. I want to get rid of the loan but the total interest I pay over the life of the whole loan is only like $700.

Should I just keep paying the minimum on it? I was debating whether to sell some of my stock and pay for it bc stock prices are so high and frothy and im not sure this is going to last forever.

Anyone here tryna go into impact investing?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

Any referrals available for Hartford or a Travelers insurance?

Hello all

Does Airbus revise offer on sharing a counter offer?

TIA🙂

I just graduated with a concentration in Environmental Policy. Any advice for someone who is interested in breaking into corporate sustainability/a related field?

I have recently joined NTT DATA. But realised that I am not really liking the project and work here. on top of that they are asking to come back to office. I have offer from other company (WFH) and aware of the work which I want. Should I put my resignation after 2 months of joining in NTT? What could be the negetive impact here?

Need referral for SAP EWM in IBM. YOE - 4.5

Thoughts on Roland Berger’s Dubai office?

After a week of vacation I’m dreading Monday already. Maybe it’s a sign….

Any insights on Consultant pay for Deloitte in London?

Kuch tareef kardo deloitte india ki .. I have heard so much negative that there is no wfb here .. planning to join this. Apart from salary what else benefits we get here like shift allowance and what about hikes ?

What’s the background of most product managers you’ve come across? Is it engineering, consulting, strategy, etc.? I’ve never met anyone who started their career as a PM and I’m curious how to get in it?

Any ACCA students register for an exam using the new website? No combo of dates or locations ever works under 'Add Exam'.

Good Spotify playlist with songs about pimpin hoes, selling drugs, exotic sports cars, and drive-by shootings to spice up another boring day in audit?

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

I got LinkedIn messages from two recruiters about EY FAAS and KPMG M&A Advisory positions around 2 months ago. I know it’s been a while but should I reply to the messages letting them know I’m interested in hearing about any open positions available, or would I have better luck getting a referral from someone?

I was told a position is expected to return to the hybrid mode and not 100% remote eligible. Has anyone successfully negotiated a role labeled this way to become fully remote?

I have a few LPs to cover where my stories are not solid before my loop on Monday. Feeling a little demotivated because I felt I had more time to prepare. Don't plan on asking for extension.

How did you motivate yourself to study and prep for the LPs? Tips...advice on what worked, thanks!

Where can I check my health insurance status in deloitte india portal? Also is there any provision for domiciliary claim?

I am looking for some inspiration. If you were selecting the location for an office for 100 consultants in Zone 1. Where would you choose and why?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Is it common for HOA to ask you to prove your car registration is up to date?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Do you thank your tenants for paying the rent? A quick thank you text?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Can I get a commercial loan without 25% down?

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?