Do you live paycheck to paycheck or do you save and invest?

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For quite some time, I was living paycheck to paycheck while even making $180k+, but equally I was heavily in debt trying to rectify some financial mistakes I made and thus saving was out of the question. That said, I’ve gotten over that hurdle in my life—now debt free—and am finally able to maintain a comfortable lifestyle and to invest/save my money.

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Proud of you!!

We’re investing and saving a down payment. But also living paycheck to paycheck because the money is auto deposited into those accounts first. I’d say we save half or a little more than half of our take home pay and the rest is stretched thin by bills/rent/food at the end of the month. We have had to cut down on our spending and it’s rough at first.
He’s moving into a different career that will be a large pay jump so that will be a very welcome reprieve. Worth it in the end though(if we don’t die young).

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I make $370k TC in NYC and I live like I’m a refugee just trying to survive on basics. As a result, I’m very comfortably even though I don’t make millions.

I have a feeling even without living “like a refugee” you could be comfortable with that TC in NY…

Live paycheck to paycheck because of student loan debt.

Invest all our income (DINK). My duplex airbnb covers 2x mortgage

Budget every paycheck, give and invest.

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