Do you need to provide tax returns as part of the preapproval process if you’re income is W2, interest from savings accounts and dividends from the stock market? I’m trying to get prepared as a first time homebuyer.

TRX, HODL or SELL ? Should I buy more ?

Looking for a lighter/puffer winter jacket and figured at this point I’ll wait until they go on sale. Does that ever happen with Barbour, Patagonia, Northface etc?

How can one overcome anxiety when presenting?

Wow, so no more free lunches…what a joke

It feels like my pay and title are lower than my scope of duties. I manage Youtube channels and do all strategy, planning, talent management, rework content for socials, reporting, graphic design, + a bunch of other stuff. Do you think I should be something like Video Content Manager? A Strategist maybe? My company doesn't have career pathing & I think they'd be happy to keep giving me more work with the same pay. TIA!!

How can I break into transactional practice from a litigation background?

Can anyone please refer me, have 2 years experience in Java, SQL, Spring Boot, Hibernate and Microservices.
Current company - Cognizant
LWD - 20th October

Thanks,

Could be a silly question — i am beginning to look for a new apartment in the city and ideally want to rent from private landlords rather than going thru Apartment People / @ Properties / Compass, etc. How do you find private landlords?! I have good credit and am very clean! A landlord would love me lol

Anyone else cursed with desperately wanting someone to tell you what to do to get better, but knowing that you would never listen?

What is ideal package for a project manager with 7+ years of experience in IT firm

How much time do u need to prepare for ccsk?

Hey fishes,

I am working as a cloud engineer (managing enterprise cloud for the organisation), some common things I am working on right now are, setting up cloud governance framework, implementing guardrails, enforcing policy etc. I want to switch into cybersecurity expert (specially for cloud) can anyone guide me though the path, the dos and don’ts etc.

Thanks in advance 😀

Dear Clients,

Stop read-receipting me.

Sincerely,
Annoyed

Do you ever regret your career choice? I’m beginning to realize I may not have wanted to be a mechanical engineer after all. What other career options are there for me with my current degree?

Do you find your performance when exercising way worse when in ketosis? I’m way slower at running & workouts feel particularly hard to keep going. Does your body get adapted to it, or it standard?

Hello! I’m on the production side so forgive this rookie question. But can a spot project that will have two versions be referred to as a campaign? Thanks!

What percentage of homes get sold without getting listed on the mls (off market deals)? Is it usually worth it for the buyer or seller?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone finding good rates for refis on investment? Got a good rate, 3.335, but the brokers is trying to charge 2% in fees. Kind of kills the deal. The loan amount is only 115k. I’d rather go up to like 3.65 or whatever and not have to pay so much in closing. Any ideas?