Does anyone follow the 3-fund portfolio? If so, could you share your 3?

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VTSAX and VTIAX

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VTI 65%
VXUS 25%
BND 10%

likehelpful

Ah no these are in my Roth. In my 401k I just hold a vanguard target date fund, pretty much the same.

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Wouldn’t everyone’s 3 be essentially the same? I am mostly 3 but have different equivalent funds in different accounts

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The 3 fund portfolio is a total us market, a total international market and a total bond. If people are using a 3 fund portfolio. The funds should be essentially the same. There is really no difference between VTI and ITOT and FZROX for example.

likefunny

Nope, vtsax 100%

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likefunny

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likesmart

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Additional Posts in Personal Investment Chatter

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

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Have 200k to invest in real estate. Which option is better recc. Pros/cons?
CONT: For options —>

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Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

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When to sell at a loss?

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likesmart

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