I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

Is ethereum the new Bitcoin? Do you invest in it? Why/why not?

How much higher should my 1099 hourly rate be compared to hourly breakdown of annual salary? Like add 30% for taxes, then roughly how much more considering no benefits etc. - like 10-15%?

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

Best firms for healthcare transactions?

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Best everyday bank account and credit card in Australia for an expat couple?

I‘m moving to Australia with my partner and we don’t have a bank account and credit cards yet. We basically need the bank account only for everyday finance stuff (local payments, debit card, etc) and we‘re looking for some credit cards with good international fees and ideally a reward program to collect some points for traveling.

I am selling into these pops on psth. 50/50 chance the target disappoints the stripe crew and it dips hard. I’ll be buying a bunch of that is the case. Beware- 2/9th warrants are still attached to these shares so there is some premium in the price

In what department of accounting can you maximize your income while doing the least amount of work?

@GSK can anyone tell me about Haleon? Good company, culture, salary/benefits? Seen some open roles and I’m curious.

My highest role was a Director of Business Operations(85k), but I am looking to get into sales just want a higher income for my family. Any advice so I do not start at the bottom? Looking to start yesterday.

Any referrals would be greatly appreciated.

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Hello, could use an explanation of my health insurance benefits. Is it typical to be billed the full price of medical services from an in-network provider prior to meeting my HDHP deductible?

My new agency’s healthcare plan only has ONE physician in NYC listed as in-network... is a plan this limited the norm?!

I’m an occupational therapist looking to transition out of traditional OT. I would like to get a remote position in Utilization Review or Appeals/Denials. I also recently got a data analytics certificate so would be open to healthcare analytics. Anyone know a resource or looking to hire for these?

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Does anyone here have a Tesla? Should I do it???...

Has the official notice period in EY GDS been revised to 2 months from 3 months? Seems those who are currently in NP are getting this message .. please confirm.

Was this bowl created in part due to the deletion of the green leggings post in confessions?

Has anyone used collagen products? If so did it work/did you see results. If yes, also please let me know what kind 🥺

How much % hike we can expect from IC2 to IC3 under stevemiranda org ?

Is it safe to join PWC india at this point of time. Are we expecting any layoffs?

Working @ RGA100+ hour weeks without knowing if or what the $ will be. How is this legal?

“your weekly rate covers your salary for the full week. Our general work schedule at R/GA is Monday through Friday, however, all salaried freelancers are eligible for a discretionary bonus which factors in extraordinary time you bill to jobs outside of our general work schedule as well as your overall performance. This discretionary bonus would be paid out on a monthly basis and is not guaranteed.”

Guys, Anyone know the diff between S&P global, S&P global market intelligence and S&P global capital IQ.

Also, please tell me how it makes difference to a employee (developer)

How is EDB aka enterprisedb as a company to work?

One issue with the work from home revolution will be the offshoring of jobs. I got laid off and my replacement will be from Mexico City. One time zone away and probably half my salary. It is what it is.

Any referral for Scrum master role.
Immediate joiner - 20 days.
Location - Pune, Indore.

Hpw do I buy alt coins? Deloitte, a u tattooing?

Have an offer from a dream company but I'll need to go in at a lower level. Knowing that I can bring a lot of value to the company (read- I know my worth), I negotiated with the hiring manager to have a level/comp review 6 months after employment. If I hit all my goals (ie, prove myself) within that time frame, I'll get a promotion and salary adjustment.
QUESTIONS:
Should this be in writing in the offer letter?
How detailed should it be? I assume I won't know what goals to set till I start...

Is going on 26 years old too late to apply for an internship as a brand strategist?

I’m worried that my voice, communication style, and body language comes across as too effeminate for our straight clients and peers. I’m transitioning to sales now and am insecure that my personality and appearance may hinder sales gen? Client industry is very old school. Can LGBT partners//Ds/MDs chime in how they managed the same transition?

Food/bar recos in CHS?

My anxiety has been at bay after changing my job and just feeling like I HAVE control over my life. But now it's back because I feel like I'm behind in other aspects of my life (I.e dating). I have so many friends getting engaged and I just feel... anxious since I am SO single. I'm 27, and I know I'm at that age where people do but it just sucks. I've been on the apps too and it's just... more demotivating honestly than anything else

What women’s walking shoes do you recommend? I live in Chicago and take the train to work so usually change into shoes once I get to the office.

I have a crush on my counsellor at work. She's much older but still really gracious and beautiful. Should I go for it or is this a bad idea?

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

With rates going up, is now a good time to start a CD ladder?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Thoughts on still living at home with your parents 2 years out of college to save money on rent? At what point should you go out on your own?

If I have a six year old and 150k in a 529, can I say I’m done?

What might be the ripple effect in real estate? When is a good time to get in?

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

What's your target retirement savings? Target age? Combined or single?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

One of my friends is looking to invest $500, she’s new to stocks. $500 is something she just wanna invest and forget about it for a long time. Please suggest few stocks to invest. 👍

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

Anyone able to link Yotta deposit/account to Personal Capital? If yes what was the process followed?