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Hi all, Recently i interviewed at Adobe for the post of computer scientist, Noida location. Had 5 technical rounds, but after that i didnt get any further response. One of HR called me and asked me to wait for a day or 2 last week, she gave me the reason that there are some issues going on in company. It's been 2 weeks now and i haven't got any response from them, i have been following up on mail and call, but there is no response either. What could be the reason ?? Any adobe folk out there ??
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Everything except 3-6 months worth of living expenses ready if an emergency occurs.
This what I’m doing. I’m no expert tho. Just putting absolutely everything I don’t immediately need into VTI and VOO and not looking. Best lazy portfolio.
Agree on having an emergency cash fund, but also cash funds that you are saving up for where you don't want the value to fluctuate (e.g. down payment for house, wedding). The rest should be invested to get your money working. If you don't want to choose your own ETFs, you could use a roboadvisor service like Wealthfront or Betterment. They will ask you some questions to gauge your risk tolerance, then suggest a portfolio of ETFs and stock vs. bond allocation, and rebalance the portfolio periodically to that allocation so you can manage your portfolio return variance sensibly. I have a large chunk of the money I am counting on for retirement in roboadvisors / buy and forget ETFs. Then another chunk of money for me to play with in choosing individual stocks, but I don't count on that for retirement in case I screw things up.
My monthly income is 8k 3.5 k for my living and other expenses 200’dollars is random spending 200 dollars cash holding. 4.1 k straight into VTI and 80% of bonus straight into VOO.