Double posting:

Roth IRA or 529 for college? I’m thinking we are going to encourage ROTC/Military to cover college anyway so probably the Roth IRA is the better choice?

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529 all the way for us. I’d rather save those roth funds for my wife and myself in retirement.

It’s pretty tough to get a loan to fund your retirement.

We did Roth since it has more flexibility on uses, calculated $6k a year on my wife's meant we could likely afford 2 kids college

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