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Just purchased a 2021 BMW S1000XR. $27.5K otd. 🤡
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I am on bench from 1 nov 2022. I am PA.
Additional Posts in Personal Investment Chatter
Used car prices starting to come down?
Anyone looking at airline stocks or ETF play?
My company matches 3%. Is that low or on par?
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What is your tax bracket now vs your best guess in retirement? No way to know so possibly a split between Roth and traditional makes sense? What are your 401k options? If no total market is there an SP 500? Do you want any international, if so is there a good fund for that?
24% tax bracket
Nay. Just do 💯 in a single fund. Use the closest thing to a total stock index fund. Ideally VTSAX or FSKAX. If those aren’t available, then just do the S&P.
Growth and value funds are dumb. The way they define those companies make no sense. For example P/B is completely meaningless and yet it is used to select companies? Only a dumb finance PHD would come up with that in the modern day.
401k plans use a lot of trusts now. I believe that are cheaper to administer than mutual funds. It should perform exactly the same.