EY benefits: The high Deductible plan is not very attractive. EY fishes 🐠 do you agree? EY doesn't contribute to HSA right? The price tag savings =600 but the deductbl is up by 1700

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High deduct way better for healthy young people assuming u fund hsa. Annoying 48 dollars annual fee is bad but triple tax advantage makes up for it

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OP, I’ve had years <$100 and years around $400... but overall it’s always made more sense for me to stick with the hdhp and hsa. Lucky to be healthy and for preventive to be covered 100%.

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I’m 23 and selected the high deductible/“young and healthy” medical plan. After NEVER going to the hospital my entire life, 5 months later I get appendicitis and have to have emergency surgery. My out of pocket cost was......wait for it........ $8,000. Bad luck Chuck

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The benefits site (not Alex) has a good tool for figuring out the best choice for you based on how many appointments etc you anticipate. I’ve been on HDHPs for 4 years and love them.

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Thanks EY1. How much is your expenses on an average per year.. close to nil?

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Yes it sucks but thats the price of the ridic government compliance standards

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So, I have gone to urgent care with this insurance and pay $25 for cold and flu treatment. Also, I got a z pack etc. it's not a bad plan if you are healthy and young without medications. I'm contributing to my HSA which can also serve as a tax free retirement vehicle. You get free annual check ups I believe. I paid a $75 co-pay for specialists for ear nose and theorist and paid like another $75 for actual sinus treatment. Overall, not breaking the bank and I like it!

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Ibm1 .. sorry to hear that. What were the options in this plan? Did your employer contribute anything to the HSA? 8k deductible seems to be real high.

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Is that 48 dollar hsa account maintenance fee?

Thanks EY2

For the preventive care ... do you pay the copay or its completely free?

Employer contributes $800, but I was unaware of HSA and what it could do for me. Unfortunate, but I’ll def be contributing this coming year

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