Filing ITR is mandatory if your basic income exceeds 2.5L. Also it is always advised to file an ITR! DM to know more

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Safest wallets / exchanges for buying VET and safe moon? 😭

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

What are the best credit cards to use for
Personal use , flight booking?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Bank error 30k in your favor. BTC… Where to start?

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

$DPZ 370c 3/27

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I feel like I have adult ADHD but I don't know how to get it tested to be sure and then get help.

Does anyone have advice on going through a breakup and focusing at work. I am struggling

Secret sports annoyance / confession : I think it’s so arrogant that it’s called the “world” series. At best it’s the “North American” championship based on the teams/countries represented in the MLB 🙄

Business Performance Manager role what level is this targeted at?

Hey Hey all. Can anyone help with a referral?
There are a few real estate positions available that i think i would be perfect for. Background - Head of Special projects at a real estate developer (building data centres and tech hubs), former McKinsey EM, MBA from London Business School, IB real estate experience and CFA

I am completing Noogler period this month.
I joined in January with 3-4 years of experience and Google offered me L3 Level and despite having other offers in hand, Google didn’t negotiate. And since Google was my dream company, I joined Google thinking I’ll ask for promotion in one year and do the hardwork.
Till now I wasn’t having any problem. But now it starts mentally for me. So, I referred one of my friend from my same batch of college and previous organisation. contd. in comments!

What are the hours like for a program manager in the Bay Area?

Has anyone transitioned from consulting to a recruiter role? Willing to chat? I’d be curious to hear why you made the switch and if you are happy with the decision

I am currently working in advertising with experience on fintech & CPG. I would like to work in tech marketing, specifically Google’s APMM program.
I’ve been studying some PM/PMM books/podcasts/videos, attending Google events, and want to keep learning more to try to prepare myself as much as I can.
What resources helped you get into product marketing/Google?
Has anyone here moved from advertising to tech?
Would love to hear from a marketer about their experience getting into Google.
Thank you

Generally how long are on sites? Are they all on one day’s block? The entire 4 hours?

I have a few LPs to cover where my stories are not solid before my loop on Monday. Feeling a little demotivated because I felt I had more time to prepare. Don't plan on asking for extension.

How did you motivate yourself to study and prep for the LPs? Tips...advice on what worked, thanks!

Planning to visit Bali on May 2020. I have a wife and 2 toddlers (4, 1) tagging along. TPG recommends the Le Meridien. Any other recommendations for family-friendly Marriott properties?

Does anyone know what it's like to work at insider ? Tech saas ai martech business. Read a few Glassdoor reviews that concerned me.

What are the best credit cards to use for
Personal use , flight booking?

By when we can expect onboarding invite from IQVIA. My joining date is tomorrow, I am yet to receive invite. Tried contacting HR through call and email, no response.

I'm currently Working at ntt data business solutions. I'm quite underpaid with about 57k goal salary. - 52k fix and 5k Bonus. With 3years expierence in sap consulting mm/ sd 5 years as a key User in a DAX Company and a M.Sc. in IT Mamagement.
I'm thining about apply for a job at the SAP directly or going into a supply chain role.
My goal is a good work life Balance, traveling at least 1 time a Month international and a salary of about 85k.
Any Suggestion?

On a scale of 1-10 with 10 being the most, how pissed would you be if you were a supervisor and you had a new direct report on your team with a higher salary than you? The years of experience are the same, but you have 3 designations (they have 0), you have 3 licenses (they have just 2), they have little to no experience with technical complex claims (you have hundreds), and you have 3 years in management (they have 0).

Has anyone moved out of nyc to Baltimore (bmore city)? Thoughts on living in Baltimore?

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Does your organization make you feel like your work is only a support function to their more profitable businesses?

Hi Fishes,
I started my job in 2020. I haven't fill ITR till now. My CTC is below 5LPA.

1. Can we fill the ITR for previous years? If yes then...Will it cause any issue?
2. What would happen if I start filling ITR from this year only and skipping for previous years?

Please suggest and guide

Do you submit fake rental receipts and owner pan card detail for HRA? Is it normal ? I see most people does in my team. They submit parents or spouse pan card number as owner pan card number to get HRA. Is it same everywhere?

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Could anyone please tell about NPS CCD(2) ? Is it paid by employer? What needs to be done in this?

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Hi,

I just want to know a fact , upto which ctc can be adjusted to minimal tax deduction under new slab?
Like 15lpa ,20lpa

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

Hi Fishes,

Anyone knows any CA who can help me in saving TAX by showing in donation or Other deduction.

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Anyone here working in M&A tax? need a referral.

I'm a recently qualified CA (first attempt)

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

Please let me know how to claim (whats bills needs to be submitted) exemptions for Special Allowances.

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

In case anyone needs help with their Tax returns, please feel free to DM me.

How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.