My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Any tax saving ninja technique??

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

Coinbase Premium - is it worth it? How do you get it?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Why do people accrue prepaid expenses?

Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I be wanting to go off but then I check my bank app, calm down, and keep working.

Difference between Variable Life vs Variable Universal Life?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Looking for recommendations on time management books or apps , tips in general. Have been feeling overwhelmed with all the tasks and projects lately.

What does Shadow Hardlock mean?

Gotta get out of here. I am a creative. Where should I go????

Share your company name in comments if you are a business analyst in banking domain

Hi Fishes

I have 12 years of experience in FP&A profile.. Done MBA in 2010.. looking out for a job..anyone has opening in their company..expecting CTC of 25L

Hi! Does anyone here work for Avenue Code as a product designer? I’m a little confused regarding the type of role I’m interviewing for.. not sure if it’s FT like in a consulting firm, or contract like in a staffing agency..

Please hit like , need 11 for DM

For us, what’s the best big four firm to work for and why?

Salary bands for senior EA - Does anyone know what they are for the following Canadian companies: KPMG, Amazon, Telus, and Deloitte

How do I set the formula to calculate “If x falls between 1-10, return 1-10, if it falls between 11-20, return 11-20, and so on”

Do Wipro gives WFH reimbursement? If yes how much does it offers?

Advice on taking the SHRM-SCP exam? I’m taking the exam tomorrow and not feeling as prepared as I should. Who has taken the SCP exam? How difficult did you find it?

Question for F🐠. Someone asks you to keep them company via text, social media, maybe a phone call sometime etc. You'll be payed to do this. Would you do it? And what are your terms?

Do utilizations don’t matter in June?

Anyone leave PA to work at IRS? What was your experience?

Best coat for the winter? 30 y.o. Male. Really want a canada goose but that’s like paying a month’s worth of rent 😞

I am currently looking for a mentor and not sure the best way to approach finding one. Any advice?

Soooo if you hate your job so much, for so long. Wtf are you still doing here?! Plz enlighten me. I srsly do not compute.

Are warrants still available on IPOE? I'm having trouble finding the ticker on TD Ameritrade

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

Anyone else think big end of day drop? Scary weekend to hold long through

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high

Is anyone planning on trading water futures?

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

What do you guys think about Investing in palantir which IPOs tomm?

$BABA got murdered today. Buy, hold, or sell?

8/12 Thread (General):

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

For those who have been driving the daily thread posts (senior tax accountant / KPMG / etc) please DM me if interested in becoming a community leader for this bowl. I’ll put you in touch with Sam from Fishbowl. Thanks!

Anyone in on IPOF call options?

Sundial Growers 🏄🏻‍♂️🏄🏻‍♂️🏄🏻‍♂️

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Looking for some interesting plays that are not Doge, GME, etc (already in those 😅). Thoughts?