Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Can a sex less marriage survive if everything else is as great as a couple can have in realistic and non filmy scenario.

I’ve been in a relationship now for two years. We are living together. We talk about the future etc. I could easily see myself marrying her. However, I have an issue… cont

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

I just joined the bank and was wondering what the deal with the Health Care savings account is. It looks like a flex account rather than an HSA?

For those that are maxing out their 401(k)s, Roths, etc, what percentage(s) are you contributing every pay? Please list % and salary for reference.

Just had my discovery flight and I’ve been wanting to go for my PPL for a while, just not sure I can justify the 15k or so investment in my current financial situation. Would it be really bad to spread my lesson over a period of a few years?

How do you find a healthy balance between your job and your personal life?

Fav intl ETFs?

Been trying an abundance mindset. It's put me in debt.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

For USI Onsite folks,

Has anyone received the tax filings from Deloitte yet? I had submitted everything in January but haven't received anything after that

About to be a new dad. Starting to look into childcare but feeling a little overwhelmed. Would love to hear thoughts/opinions on what to look for besides convenience.

Hi community! I finally managed to connect with Google Sourcer on LinkedIn who’s willing to spend time tmw and speak about open roles. I have 8 years of consumer sales exp + recent 2.5 years of Digital Pharma Marketing exp (agency) + MBA I just earned.
My Q: is it realistic for me to transition my career to in an Acct Manager or MM role with Google? I’d like to further grow my Marketing experience but not sure if my YOE is too low for their threshold (if any!) Lastly, any tips for the call tmw?

Has anyone ever experienced a sharp stabbing pain on the left side of your chest (under breast) that lasts for a few seconds and goes away?

Could this be a type of heartburn?

I’ve been to the doctor and she didn’t think I should be too worried because I’m young and healthy and it doesn’t hurt to the touch, but still can’t figure out what it is.

Hi everyone, I am looking for a nanny in the Chicago downtown area. Does anyone here have any leads? Thank you!

Hi fishes,

I got an offer from Commonwealth Bank, could you guys let me know weather it is good for data science in terms of work culture and work from office

Good places to scuba with lower currency value (cheaper hotels, food, etc.)?

Interesting debate with a colleague: which is more personal/intimate: oral sex or intercourse?

Started talking to this guy through group a group telegram and one day he offered to pay for my lunch as I had helped him out with something. Since then he has been offering to pay for my dinners, salon visits, shopping etc and I have accepted 3-4 times. I am in a steady relationship and my boyfriend doesn’t know about this. The other guy just says he likes paying for my stuff and there’s no agenda. Is this a little weird?

Any good books/reads to learn aspects of Account Management / Engagement Management in context of tech consulting?

So are the layoffs at Deloitte over ?

How is the work culture in BMW Canada? General culture, support and mentorship, work life balance and job security. Thanks.

Looking for a job dojng cloud security. Which are the best and worst companies to work for? Optiv any good?

Is capgemini worth joining? Please share light on work culture, job security, projects and other benifits.

Honest opinions please.
Yeo- 3.5

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

Anyone on Alt? I’ve bought a few cards but am hesitant to get mine graded and then send to them.

Is there any stigma to saying no to an offer without another in hand? I landed an off-cycle offer at a decent fund but after thinking through, want to take a shot at some of my other funds as well

Does anyone have recommendations on a good coach for case practice? Looking to do maybe 2-3 sessions (I'm currently at intermediate level) and looking for someone that's not very pricey. Thanks!

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

Do you submit fake rental receipts and owner pan card detail for HRA? Is it normal ? I see most people does in my team. They submit parents or spouse pan card number as owner pan card number to get HRA. Is it same everywhere?

Please let me know how to claim (whats bills needs to be submitted) exemptions for Special Allowances.

Guys can anyone help me to get the best refund or filing for tax for 21 LPAfixed 26LPA CTC.
I know my in hand salary will be 1.3 by any chance can I make it more ??

Could anyone please tell about NPS CCD(2) ? Is it paid by employer? What needs to be done in this?

Anyone here working in M&A tax? need a referral.

I'm a recently qualified CA (first attempt)

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

In case anyone needs help with their Tax returns, please feel free to DM me.

If my parents live in a government provided house and I live with them (wfh), how can I plan my HRA exemption?

Does your organization make you feel like your work is only a support function to their more profitable businesses?

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Hi Fishes,
I started my job in 2020. I haven't fill ITR till now. My CTC is below 5LPA.

1. Can we fill the ITR for previous years? If yes then...Will it cause any issue?
2. What would happen if I start filling ITR from this year only and skipping for previous years?

Please suggest and guide