We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

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I’m on aetna epo and looked into egg freezing.

it covers most of the medications up to the pharmacy limit. I’ll be paying less than 1k for meds.

It did not cover the egg retrieval procedure (but you would qualify in case of medical need i.e. upcoming chemotherapy or similar conditions). Paying around 8k for one retrieval.

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Thank you

Each insurance plan is different at each carrier, but IME, even if mom is older, insurance companies will want you to try IUI before IVF. Doctor can try to override.

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