Finally buying my first house. Asked for some concessions in closing costs but being sold as is, so no luck. Interest rates are high!! Any good financial advise at this point to manage mortgage + home improvements?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Columbia MBA Students - what are your living expenses (not including rent and utilities) like every month? Just trying to get a sense

Is it smart to invest in Apple right now?

Have 20k, what’s a good small business to start with this fund? Serious question here

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

You’re given 5 minutes where your dog can speak/understand English. What would you say to him/her?

Hello,
I am Interior Designer & Contractor, looking for opportunity to work for Home/Office interior project

Ours is Family owned business, 3 decades of experience and personally 15 years of Experience, working on High End Luxury projects

Hoping to hear good

Thanking you

Does anyone have an idea or range of salaries for PIMCO? As either an Associate or Senior Associate? i’m looking to transition back to CA from Dallas. I’m currently at goldman.

What's your professional bowl?
Wanna see who's here.
♥️ an option below. Or if you don't see the option, post it and like your own reply so others can pile on.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What do you all think about LaBrea/MidWilshire as a place to live? I’ve been toying with the idea of living close to the LACMA (I know, it’s closed) but I don’t know if I’m romanticizing this.

Off topic ---

Has anyone bought nothing phone 1 ? Hows experience ?

Starting to see a lot of compensation threads and even within the same city, the variance of salary is really noticeable. I didn’t expect the spread to be this high, especially in high COL areas.

Hello! What is the best way to structure a discovery call for SaaS sales? e.g. share a deck, only focus on their use case (current state, goals, pain, etc.), share a story, etc. Lastly, how do you go further than surface level, like if they mention they are having issues with xyz, which is usually a symptom of the problem and not the problem itself. Any info would be appreciated, thanks.

Hi All
Anyone from marketing or product teams here. Looking for roles for Sr Manager and above.

Is this the main sm bowl, just seems a bit dead compared to Mgr bowl

Business practice: "can you guys build a model that overlays where Coronavirus is going to break out with client sites"

Quick survey: Do you guys think having a template package to envelope an ML model as an application would be helpful. The package could contain boiler plate template for unit test, docker image, CI/CD, database connectors etc and act as a starting point for doing that. Tech firms usually have that internally but limited options in open source.

Tips for writing a good mock PR line to sell an idea? Thanks.

I’ve accepted I suck at work. And I don’t know what people get from humiliating or criticizing you to the point you think you are worthless.

I just want to retire

Who's Gina? everyone seems to people talking about in the confession bowl.

Trump closed China👍🏽
- And left the UK open
- And called the virus a hoax
- And refused to get enough ppe and ventilators
- And refused to give equipment to Dem govs
- And refused to promote wearing masks
- And failed to shut down infected cities
- And lied about possible cures
- And spent countless days golfing
- And tweeting
- And worrying about every other issue than the one that has killed 130,000 Americans and counting

But go on, keep defending his inactions

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Has anyone here used New Western to buy real estate deals?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

Any one knows what’s the easiest way to order a radon test for new construction?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Do you thank your tenants for paying the rent? A quick thank you text?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Looking for 2bd or 3bd with garage rent of $2,000-$2,200 ready to move in after July in the Orlando,FL area if anyone has any info. Please let me know! Thank you!

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?