Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

How do you boost your credit score within a couple of weeks? Very small increase needed.

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Feel like I’m going to turn out to be a loser doing ID and be making crap money forever.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

Hi there, I had a question about 401k or Roth IRA. Should I put money into anyone of the two as an international student? I don’t see the point because I want to invest my money instead of saving it. Plus I don’t even have a permanent resident status so I don’t know if it makes sense saving it for retirement. On the other hand, the employer match and so on sounds good. So should I save it and take it out later or just invest it?

Roth vs Traditional 401k, thoughts?

Thoughts on Dechert FRE (real estate)?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

I've a question on what sections to put on a regular resume. I see some people are using consulting style resume for outside companies as well. Do you think it's a good idea to devide work experience by projets? Or is it better to have "projects highlights" separate from work experience.. something like: intro>functional expertise> project highlights>work experience>education?

Hello Fish Friends! Does a PhD count as project management experience?

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Hey NYC 🐠 moving next Feb/March - any thoughts on co-living? Looking at Common, ALTA+Ollie LIC, Quarters, Roomrs, Outpost, Node or June Homes. Thanks!

Hi,

I have submitted docs on 16th October and CTC discussion has been done on 23rd October. No response after that. HR and HR manager bothnot picking the call. How long it will take to release the offer letter?

Generally how long are on sites? Are they all on one day’s block? The entire 4 hours?

Hello Fishes,
I need a suggestion.
I have 3.3 YoE in sap po with knowledge of sap abap.
I am interested to work in development for po and abap both. Now i am in po sustain team but in a good project.
Should I switch? Is there any future or opportunities as sap abap and po developer?

I've established some great relationships internally, but I'm struggling to build a solid external network. Any pointers?

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Anyone start there career at GE as an FMP? Deciding if I should go get my MBA or if the program holds weight. Feeling like I got conned while in college

When ppl talk abt mental health in adv, we neglect the topic of cognitive dissonance. Most of us work on clients that are terrible in some way - sweatshops, bad for enviro, unhealthy. How do u cope?

Pandemic induced pressure & burnout. Is every agency bad at present? Desperate to move on before it kills me but worried it’s not diff anywhere else. Hearing people are off sick in lots of agencies.
Or does anyone have positive experiences to share?

CELEBRITIES ARE NOT A CONCEPT

Help! With the season change my face is so dry. Even after moisturizer it looks like my foundation was applied on top of snakeskin. Any suggestions for moisturizers or something else to help?

Has anyone worked with a private label for their own skincare line? Just starting out so it would be helpful to find one with a low order minimum. Thanks.

Where do you like to buy your gym clothes? What brand workout wear do you like the best? I have really only tried Old Navy.

Heard a lot about ordinarys products. Any specific profuct that you swear by?

Recommendations for double eyelid tape? I have one monolid and one double eyelid and hate how uneven my eyes always look. Looking for something easy to apply

Has anyone actually gone through with accepting an offer from the Siegfried Group? I hear from a recruiter representing them probably once a week. How is it?

Hi everyone, i have started my carrier in dot net technologies and worked for about 6 years. Then shifted to dynamics crm and worked for 4 years. My total years of exp is 10 years. Now i want to shift to data science machine learning. I am thinking of doing a training in data science. Will i be considered as a fresher?

Hi Fishes,
Has anyone switched from INFOSYS to TCS

Anyone from PwC SDC. /AC?
Need referral for Data Scientist or Machine Learning roles.

Hi all, I see a lot of posts here where one person is having quite a few offers and negotiating the salary based on the the best offer in hand.
1. On what grounds will the recruiter offer you a better pay. Will this not create a negative impression?
2. Can i start looking out for jobs after i put down my papers considering my skills are Snowflake, Informatica, IICS, SQL, API with 8 YOE
3.What salary should I target for the above experience and skills.

Does Amazon has coding round for every engineering job?
For example for embedded software engineer role am I expect to code tree or graph problems especially if I belong to electronics domain?Or will they ask from traditional embedded domain only like SPI,I2C,UARY,RTOS,C etc

Hey Guys is it really happening fo IT our working hours may increase have to work only 4 days in week and take a way Salary will reduced 🥹🥹🥹🥺🥺🥺🥺

Only 2.5 weeks into my Last working day

Deloitte usi -14.5l fixed + 1L JB +1.4l variable
Ey - 16l fixed + 80k variable

Ibm -17l fixed + 1l jb


NTT data - pipeline maximum can get 18l fixed


Total yoe -3.11 years , stack - java, web development

Please help to choose better offer in terms of learning, hike.

Any fish still awake and working? 😀

Why do recruiters seen zone your messages on Linkedin after you ask them for an opportunity to work in their company?

Kis baat ka attitude hain bhai itna ? And it happens mostly in India.

Just say NO, Sorry your skills are not a match, don't ignore. You were also candidates once.

Worse they say We'll check or get back to you. But never come back. Luckily I got selected into a tier-1 company and their Recruiter ignored me once 😂. I am gonna personally meet that recruiter on Day1.

How to politely decline an offer?

Context:
you have other offer in hand, that you think is better for you
or
In general

Please share your thoughts, it would be helpfull.

Does promotion happen while you're on bench in IT companies?
Hi All, I've completed two years in my current company and I was recently released from my project and my manager is trying to assign me to a new project hopefully.
My question is, will my promotion happen as I was eligible for the same and I was released to the bench as I'll be moving on to another project soon. Can someone enlighten me on this?

Kindly recommend some self help books!

Which company should I choose ?
Experience: 3.5 yrs into Python development

Mphasis - 17LPA.

In pipeline :

Tech mahindra - 18 LPA
Capegemini - 18 LPA
Bank Of America - 17 LPA ( Python developer - Trade surveillance )
Rakuten - 18 LPA

Which one should I go for If I have all the offers? I need to stay there for at least the next 2 years. Thanks in advance for the suggestions.

PEOPLE DO MAKE MISTAKES!! but My manager reacts very rudely everytime with me, And all seniors who are with him around 10+ years will assign tickets to me and they monitor me continuously.

I never had any conflicts with anyone, but i felt that they all connered me. I had a call with my director and senior director and explained about this on my last day

i never met my teammates in office since i joined and resigned in covid.
Did this happen coz i dint have much rappo with my them?

I worked my butts off as a senior engineer for the past 4 years and my salary compensation barely changed, even when my picture was on the wall consistently as one of the best performers. Hunted for jobs like a mad man, got an offer with a 200% hike.

If you're underpaid, always look for a switch.

Hi All,

I have 4.8 experience in Automation Testing. I'm looking for job change. Please let me know if any jobs.

Thanks much