First time home buyer here. Moved into a new house recently and basement is damaged owing to rain water seepage. A friend told to get french drain and sump pump installed but it’s costing like $5k+. House insurance isn’t covering it either. Can I reach out to my builder if I have signed 2-10 home improvement enrollment form?
Please suggest options 🙏🏼

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

Has anyone maxed out their IRA yet?

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

150K in Singapore, and $150K in Chicago. Which one would you accept?

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

Does anyone think there is long-term viability in Cryptos?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Is VWINX a good fund to buy ?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

What app do you use to order groceries online? Preferably one with quicker turnaround time in downtown and lower service/delivery charge?

There are 3-4 job postings on Barclay’s portal matching my profile.

Can one apply for all at the same time?

If a candidate is not selected, would he be eligible to apply again immediately for another role?

Identifying a common process, what does this even mean 😩 please help.

Carl Nassib 👏🏻👏🏻👏🏻

What is the best waxing or threading place for eyebrows in Northern Virginia?

Hey Nurses!!

I’m starting a weekly podcast where I (a nurse) have long form conversations with other nurses. I don’t want the podcast to feel like a formal interview, but I down to earth, comfortable conversation.

I’m looking for 10 nurses who’d like their voice to be heard!

I want to talk about the problems in nursing, the solutions, stories, culture, what you want other nurses to know, everything.

I’d love to talk with ALL TYPES of nurses! Message me if you are interested.

Hi folks, have anyone got job offer from Canada by applying from India? If so can anyone guide how to crack interview while applying from India?

Hi everyone,

I have 3 years of experience in developing apps/microservices using Java, spring boot, spring security, spring cloud, Google cloud platform, docker, kubernetes, MERN stack and Vue Js. How much can I expect based on above tech skills and my experience?
My current CTC is 6lpa.

Thanks.

What all perks MSCI joiner can expect?

Guys how much is expected pay in Capgemini for BI consultant Role for 8yrs exp..n how is Job Security n work culture with Onsite opportunities in Capgemini?

Let's play a game. Name one thing that students do not know that we
knew at that age.
High School Senior: Mr. Lee, what is my zip code?
High School Senior: Mr. Lee, what goes on the envelope?
High School Senior: Mr. Lee, what is graph paper?

In serious need of great Creative Dept resource manager/ PM - South Florida. Recos welcomed! Thank you!

Hi All, I am looking for packages upwards of 150 k, London area, tech consulting or tech. Any pointers to companies where I should apply? Currently am at 120 k.

Does anyone have tips/methods for staying on top of all the little things? I’m in litigation and it’s a constant struggle to make sure I have accurate and up to date ‘bring ups’ and that I float anf rename all my emails and get all my time in and update my partner etc. like I can maybe get 1 or 2 but I’m never on top of everything and it’s so hard!

My partner now accepts and understands I am just going to have some organised chaos but also I want to make this little shit work for me!

Selenium with web driver for web apps or mobile testing with appium? Which one is easy?

Hi fishes,
I was selected for a l3 role via IJP in the 1st week of may and the hiring manager informed me via email that i had been selected for the role and requested confirmation to proceed with offer letter generation. I didn't hear anything from HM after that. When can I expect to receive an internal offer letter? Should I contact HM to know about the status ? Please provide some insights. TIA :)

I have given Credit Suisse exam on 22nd May. And it was good but till now i haven't received any call or message from them. Whom should I connect now?

Hi Fishes,

How much to expect from Telstra, for 7.5 yrs of experience, CTC - 18 lpa, tech- pytest python

Please advice

TIA

Does anyone work at Arnold Worldwide in Ny? Anyone work specifically on digital projects? Can you tell me about your digital process and whether or not you think it’s efficient? Are the projects are interetsing/challenging? Well managed?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Has anyone here used New Western to buy real estate deals?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Anyone take the WI Real Estate state exam? Any tips on what to study?