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Am thinking of taking out a loan from my 401k to meet the 20% down payment for a home loan in order to avoid pmi. Was then going to take a HELOC to close out the 401k loan. Thoughts? Pros and cons?

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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What is your game plan for paying off student loans? I dumped money into my 401k during the pause and bought an affordable house. Now with payments coming due I’m working on a plan to pay them off quickly. I’m planning to pay off the small ones first and snowball. Also planning to put my bonuses towards them. I owe about $200k. Any other tips? Thanks!

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Has anyone actually received their reimbursement for filing taxes in multiple states? I got told that it would process with payroll last Friday but I don’t see it in my bank.

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Looking for recommendations on my 401k portfolio.

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I am 31. I have $750k in assets and 400 in liab. Net worth is 350. Largest assets (excluding real estate) are 120k in 401k, 40k in brokerage, 20k in crypto, 25k cash. Own property totaling $550k (2 condos) but debt of 350k so 200k of my net worth is in real estate. Student loans of 30k. Thread continued 👇🏽

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The annual 401k limit is 57k (both personal contribution and employer match combined). Given that the personal contribution limit is only 19.5k, in what world are companies actually matching 37.5k a year? I've never even heard of this type of matching.

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Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

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Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

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Uk pension experts.
Can we - UK employees, select where our company pension is invested and pick the stocks and shares we want to invest in, as US employees can with their 401k?

I have my Masters in HR and my PHR but I don't think HR is for me, or I may not have the confidence for this role. I want to quit my job and live off my savings which can hold me over about 6 months, but then what??

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Are there good shopping portals to earn points? I use the chase shopping portal for bonus UR points but curious if there are others that I’m not aware of that doesn’t require a chase card Thanks.

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What investments did you select in your child’s 529? Our first is on the way, thinking the 2040 target fund is probably good enough but wasn’t sure how active others are in managing these, if it’s worth building the fund myself and rebalancing, etc.

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How would you budget 1600/month of disposable income after 401k, rent, savings? Currently 24 with no other debt obligations or expenses

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Has anyone partially funded college for their children with Roth IRA withdrawals? I think withdrawals for education expenses are not subject to penalties for early withdrawal. Did your children get "penalized" when applying for scholarships because their parents had Roth IRAs to fund some college expenses? Considering routing 529 contributions to a Roth IRA. If my children don't go to college, at least I have more retirement savings.

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Do you include all your assets when counting where you are at with your FI number or just the invested assets? My assets vary from cash, cash receivables, foreign real estate properties, precious metals, stocks/ETFs, foreign stocks, jewelries, and crypto. Also, it seems health insurance is a big expense post RE here in the US. This worries me.

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Fucking Jamie definitely did Chase BTC.

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Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Seeking advice on 401k: Recently joined PwC and initially was planning to transfer prev 401k into PwC’s so that I have the option to back door/mega in the future but seems like that won’t be an option anymore. With that said, should I:
1) Just roll over current balance into Vanguard IRA (and potentially convert to Roth IRA). PwC’s investment options aren’t great! 2) Consolidate into PwC 401k
With the passage of bill still uncertain, I’m not sure what to do.

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I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

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More Posts

Best hotel in Chicago?

I’m currently doing a five months bootcamp to become a front-end web developer. I would like to move to Berlin in a few months to find an internship (i don’t speak German). Do you think it’s doable and what would be the salary for an internship in Berlin?

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For everyone who got laid off recently, what’s it like applying for jobs out there? Any firms interviewing at least?

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Hi everyone, 2nd year junior associate going on my 3rd year - working in big law . Got staffed on my first corporate financing deal and I’m completely new to this (usually do private M&A deals) . Super happy about this new opportunity but also kinda freaking out. Really want to make a good first impression and do good job on this deal? Any tips ? ☺️

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Many will become millionaires if SHIB reaches 0.01 come on elon few more tweets 🙃

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Is there thumb rule for what you can/should afford for the house cost as compared to how much cash or other assets you have to use for down payment etc.? We have $200K cash and $225K build into current home equity on east coast. Now we may need to move to NW area and trying to figure out what we can afford without taking too much risk.

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What is fastest way to improve both structured communication and thinking? Any helpful books or drills?
It’s the one consistent feedback I get while casing , “to be more structured” I’m there for math ability , business logic , creativity.

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I don't mind working on massive layoffs as long as I'm not physically in the room delivering the news.

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Is it ethical for an old job to reach out to you because they’re being audited and want specifics on a case that’s 2 years old? I left this job awhile ago and they can’t find something I did two years ago so now they want to know where it is. I don’t even remember this case since it was so long ago.

What should my salary as an Oracle Apex Developer in Columbus Ohio be with 2 yr exp? 10yr exp Business Administration and 5 yr with financial and accounting systems . 4yr entrepreneurship exp. SQL, PL/SQL, JAVASCRIPT, HTML, CSS, manual data automations. (MBA).

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What would be the market salary for an electrical engineer with 9 years of experience in sales and applications(not software application)?

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I am not a lawyer but I respect you guys and gals on what you do. Thank you for your service !!

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Anyone here from Genpact Hyderabad ?

Any idea on kgisl coimbatore.. they are offering direct onsoght
@

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Hi Buddies ,
Is anyone aware of hike percent in INSTELLARS ?

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Any good software companies hiring right now? With experience I am shooting for 150k OTE. I know a lot have hiring freezes, but thought I’d ask.

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There are a lot of people using the terms baseless, without merit, and unfounded to describe Trump’s voter fraud claims from the 2020 election. This concerns me because I don’t think people have come to that conclusion using reason. The media just keeps repeating it with he said she said quotes, and people believe it. I have already covered illegal votes from postal in GA in another thread. Now I will expose GA’s Sec of State for his incompetence. (Cont)

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I have working as a Data Scientist in one of the leading analytics firm, I wanted to move to Google as Data Scientist, for which I'm taking a year of prep, someone plz guide me the way to prepare, upskill and crack their interviews.

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Any specific dress code at Pune office? Formals?

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Additional Posts in Jobs in USA

Can someone help us to find genuine consultancy who can file H1/L1.

I bring to the table over 20 plus years of extensive experience in steering Customer Relationship Management and Operations, Process Initiatives, Business Process Transformation & Controls, Process Improvements, Business Continuity Planning & Strategic Business Operations. I have innate sense of task prioritization, managerial aptitude and result oriented attitude towards accelerating organizational growth and that too in a high pressured, time bound and competitive environment.
Pls guide

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I have a experience of 1.5 years as site engineer. I would like to go into designing and learn softwares according to it. I would like someone to tell me what is the experience needed, softwares to be learnt and where shall i learn them to be placed in US or UK companies?

Is 110 k $ good salary in south carolina?

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Hello all, what wud you prefer LA or New York keeping in mind next 5 years as peak career phase?

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Hi, I want to move to US. Can someone guide me what is the procedure if I direct apply in any IT company and get the job? Pls guide

Hi Fishes, I am looking for a new role / job change into Broker Vote or Reference data.
Having experience in (Client Strategy)Broker Vote, Deep Dive Analysis, Account Review Meetings, Consumption Reporting, Reference data, Corporate Access, Corporate Actions.

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I am beginning to find a job in the USA. I have a masters degree from India and about 1.5 years experience in tech sales. Is there anyone who has done this and can give me a first hand experience of what it entails?

Can someone from consulting background with ~4years of post masters work experience land tech jobs in US? More importantly, is it a good career move in terms of future compensation, work life balance, career advancement, etc.?

Experienced Renewable Energy Professional, currently responsible for Business Development | Strategy | Market Intelligence of Utility Scale Solar | BTech | PGEMP (SPJIMR)

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I don't know why this bowl was created. I don't see any replies or comments on the posts. Engagement on the posts will be helpful and motivated.

Any referrals/openings for automation engineer with 5 years of experience? Any help?

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Can someone suggest best consultants in Hyderabad for applying masters in USA?

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Hi All,

I have 6 years of experience into Project Management in IT (Operations). Looking for referrals to work in US with Visa Sponsorship.
Can anyone help me on that ?
Suggestions are welcome

Thanks!

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Hi,
I am an Analyst. I have planned to do MSc in Artificial Intelligence or in Data science. What are job opportunities after the course completion? Is it difficult to get a job in Michigan, Texas, Illinois, Loss Angeles, Santiago?

Hey Fishes,
I am looking for a new role / job change into Broker Vote

Having experience in Broker Vote (capturing regional ranks and preparing score cards for analysts), Deep Dive Analysis, Account Review Meetings, Consumption Reporting, Interactions.

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Any thoughts on an MBA vs MS Project Management. I was planning on doing an MBA but and MS Project Management seems like the better option now. I will be an international student and was planning on making a career shift into project management itself. I thought MBA would give me the best chance but I came across some good MS Project Management degrees. Also, I already hold a MS but in another field. Any thoughts?

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Hello all,

I am a Design Engineer in John Deere with 5 years of experience. I have a master's degree in design Engineering from India.
I am looking for jobs in US
Can anyone help me with visa sponsorship or guide me how to get the job in US.

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How is 99k salary in New Jersey area ? I have to settle with family (wife and kid 4yo). How much i will get post tax deduction ? Can any1 help with approx expenses (avg middle class living) per month

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