For those that hold both Chase Reserve and Amex Platinum -- now that we know the new credits and fees, which are you keeping and why?

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My platinum renewed with the old fee a month ago. I’ll ride out the year with new benefits and make that decision next year with the higher fee

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Canceled Platinum. If I was still kidless and in NYC proper, it probably would have flipped my decision.

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I had both and cancelled my platinum. The majority of my flights are booked using rewards. I learned the AMEX platinum cards do not cover damage bags or expenses related to flight delays over six hours if you book award travel and pay the remaining taxes and fees with the card. They require you to pay for the full cost of the flight with the card.

While I mostly fly through airports with AMEX lounges, I’m traveling a lot and need to prioritize the protection by the credit cards over the lounge experience.

Use Amex points transferred and pay taxes/fees with CSR. Amex only covers when 100% paid by Amex AND it’s a round trip booking.

Best of both worlds

Keeping Reserve, downgrading Platinum

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