Got chase reserve! But, now how to get around the $4000 thing in 3months. Suggestions?

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Just checked my credit card and it's more like $450 per month.

In 2 years I've paid off a small amount of student debt, bought my fiancé a ring she never has to upgrade, financed my entire wedding, and can pay for a year of grad school.

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I am totally with K2. Easily spend 3-4k/mon. Going out on weekends, groceries, occasional clothes/apartment updates, hosting parties, gym/weekly trainer, as a woman mani/pedi/hair/makeup... I work this much to be able to live at an awesome place, do what I want, invest in my looks aside in addition to doing the obvious musts like saving and investing

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Buy gift cards

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Worst case, you can venmo someone 4k (or whatever balance) and have them write you a check for it

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Use your card four every expense you have in life and every month pay it off. $4000 in 3 months is easy.

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/r/churning

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I wish, but they don't accept credit card payments. Only bank transfers.

Utility bills

Flights and hotels because you go on vacation each month and don't rack up any points since you don't actually spend any time working to have gained points to not pay for flights and hotels. I get it.

Someone's butthurt, MC1

Yup many daycares take credit cards

^ That doesn't sound risky at all

I plan my credit card signup bonus spend around my annual home and auto insurance renewals

Can you use a personal card for any of your expenses without a lot of trouble?

$4k is easy with business expenses, but would be tight if it's just my personal expenses since mortgage and car insurance can't be paid with credit card.

@D2: wow... I'm probably already at $450/month on groceries + 1 meal out per week for 1 person... add in replacing worn clothes, Uber/Lyft, and the occasional book/game and I'm basically at a base spending of $800/month. I'm impressed by your frugality!

@OP: As others have mentioned, though, you can pay for group dinners/drinks/activities and have the others pay you back by cash/Venmo

Buy gift cards from Walmart or other supermarket. Then buy groceries over the next months with that.

Can you buy and return stuff?

Is it allowed?

Work related expenses

PwC 4 only rich hookers take credit cards

So my answer is live a little...

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