Guys

Is there any way I can increase my in hand salary

p.s. don't have any HRA to declare

Pls advise if aware

Thanks 😊

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You can get an exemption of min 1 lac hra, you don’t have to submit any pan or rent agreement for that.. make HRA as 8333 per month.

Just submit rent receipts, you will be able to create them

You can do the hra calculations using cleartax, but you will be able to reduce taxable income by 60-70k i guess.

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1lpa

You say you don't have HRA, you do, you don't have house rent, so do you live in your own house or your parents house?

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Absolutely yes

Do we need to medical bills for treatment under section 80 D of senior citizen parents.As local clinics and stores mostly take cash and don't provide proper bills

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80D is mainly for health insurance, medical checkup without bill has limit of 5K I guess.

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best way is to declare 1 lac HRA , and utilise section 80C as per your limit declaring term insurance / ppf investment/ maximize your pf investment

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