Has anyone had experience with the background check process for USAA? I’m already fully licensed everywhere but CA. I’m not worried about the drug test or criminal history, it’s just that my credit isn’t very good and I have a few minor collections (under $1000 worth and I’m working to deal with them as I just found out they existed when I checked my credit today). i make all of my payments on time and I don’t have a mortgage so financially I am doing fine.

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From what I know, they are not so interested in credit scores as they are interested in drug/criminal history. I know that people say credit scores can affect your background check, but I haven't heard of that happening very often. I have a very mediocre credit score based on some delinquency from like 5 years ago, and I've never had trouble getting hired.

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