Have an expensive purchase 35k. They’re charging me 2% credit card fee, does it make sense to use the chase freedom unlimited to get 1.5% points on this? It’s a luxury item so if there are other cards let me know!

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Are Mastercard, AMEX, Visa - Product based companies??
Also, what would be the best choice for data engineers?

Is KPMG, EY and PWC considerate about one not wanting to travel and chosing local projects in the IT Assurance practice? Please share your experiences. Thanks!

Have some big trips planned for next year so I would like to upgrade my Delta gold AMEX to Platinum (need that MQD waiver 💸). I heard that if I upgrade I won’t get the 50k sign-up bonus miles, so should I just close my gold card (not my oldest card) and open a new Platinum one?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Had a real estate agent help me for the past 2 months but my parents urged me to use another real estate agent who would give me half of their commission from the sale so it can help me on closing costs. I feel really guilty and I’m not sure if I should tell the real estate agent that I initially worked with and I’m not sure how to go about it. First time home buyer and new to real estate!

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

On a H4 visa, for India to US travel on Delta/KLM via Amsterdam, do we need any transit visa as such?
If anyone recently traveled through Europe, please let me know if just the 24hr Covid rapid test will suffice, or is there any other tests/checks to be done? ( Already double vaccinated)

Anyone have referrals for American Airlines?? Trying to crack into the airline industry. Also, more than happy to team up by sharing connections and networking. Lmk!

Has anyone been told they need 25% down for a vacation home?

Got a quote for $816 (all incl.) on a 2020 Macan (4-cyl turbo) 59k MSRP with10k down 10k miles, 36 months. Sounds high to me. Anyone lease a Macan recently?

What is the average time required to get canadain visa after biometric done?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

Amazon should act as Santa during the holidays and deliver one gift fully wrapped from your wish list for free every year to everyone with Prime just to say thank you for choosing us. Bad idea or good

Favorite and least favorite industry? Fav - PE, least fav - aerospace and defense.

Why do some art directors only really start looking at stuff at the 11th hour? Thus forcing people to stay late on the Friday of a 3 day weekend.

Hi fishes

Actually there is one management group based in kolkata. They are offering me vendership for call center executive. But they are asking initial 1k per candidates for the insurance purposes. Insurance for assets they are providing like Mobile etc .

But I didn't connected with them via linkdin only. Can I trust them or they might be the fake one. I'm in very big confusion guys. I needed your suggestions.

Thanks in advance

Hi all,

I am joining Natwest Group in July 2022 and as per my agreement with HR and manager, I will be working from office after 2 months of joining (from September onwards)

My question is how will my onboarding be online or I have to be in office for onboarding process.

Your help is highly appreciated

Just got the tentative government offer_ does anyone have tips on negotiating steps when hired? I understand GS level is not negotiable.

I applied to six schools (HSW, Sloan, Kellogg, Booth) in R1.

I didn’t apply to Haas in R1 and due some personal situations, now prefer it over some of the other schools I applied to because I wouldn’t need to relocate from the Bay Area.

If I get into a school in R1, how long do I have to decide? anyone ever give up an R1 spot they got in to to go to another school admitted in R2?

Many companies have these strict policies about what you can and cannot post on social media, which is fine and all, but the second you try to address a concern or highlight something in your workplace that could be improved, they will come down on you like the hammer of Thor.

Is there special experience or knowledge you'd need to be effective at a GCD level in Pharma? Or is it like any other account, just different products? I'm considering making the switch from general market advertising.

I’ve been working for a company for 25yrs, looking for advancement. I’m considered an SME, managing people, Vendors and working on large system conversions. Have provided long term goals. When requesting feedback I’m told I’m on the right path, no suggestions on what to improve. I asked about timelines for advancement and not being given anything concrete. Recently interviewed with another company as a Vendor Mgmt partner. Individual contributor, high visible position with potential. Thoughts?

What's the best way to prevent burn out in this line of work

Any recommendations for sauce for duck? Cooking duck breast for the first time and looking for inspirations.

Small life sciences company. Seeking reccos for internal IP Docketing Service/Platform. Anyone have any reccos.

Anyone have multiple FT jobs? I'm looking about to land a new primary FT job, as my current job is very very slow, doesn't really have any projects for me, and could end at any time (with a 30 day notice).
Where there any legal issues? (The two companies area in different industries so no competition). How did you manage both? The new company knows I'm still employed, should I quit the first or keep it as long as I can manage both? Any bad vibes or feelings of unprofessionalism? TIA

Thought this bowl will be fun when I joined but people are posting serious stuff here as well 🤔

I’m starting at VMLY&R on account side and was asked if I want a PC or Mac. Not trying to be the odd one out - what do most account folks have?

So overheard after work:

I left a company a while back and a coworker of mine that also left just informed me that one of the C level execs has an SEC decision against him for embezzling several million.

This was from before I worked there...

Best way to get to Australia (SYD/MEL) on points? Looking to go business from either IAD or JFK.

Newbie looking for advice.

I currently have the CSP card (have for just over a year). I’m looking to get another CC to get a signup bonus but not sure which one to get. I don’t eat out a ton but do frequent chipotle a couple times per week (don’t judge 😂). I plan on doing a few international trips next year, hopefully with United/Star Alliance network. Should I get a United CC or something else? Or should I consider more than one? If so, any ideas?

Do Delta tickets bought through the Chase Travel portal count as revenue tickets? Do you earn MQMs and mileage?

Forgot my wallet back home, realized half to airport. Now going back. Great start to the week

Has anyone held AMEX Bonvoy cards in two separate countries? Would both link to your Bonvoy account?

Just stayed at a Marriott for two days on points but not seeing them show up in my Elite Nights. Do they not count? I thought they did

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

Ok. I am lowly platinum on AA. I am taking a redeye and have a choice of LA to Philly or Phoenix to Philly. Is there any way to check which specific flight would give the best chance for upgrade?

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

Booking flights for family on United and partner airline (Lufthansa). Should I put it on my chase sapphire preferred or United explorer card to maximize points? I’m not traveling with them if that matters..

Flying United from US to Europe in economy as a silver elite. Am I eligible for a premium plus or Polaris upgrade?

One of the best things about COVID lockdown: The pause on “how many points?” posts in this bowl.

For Delta status challenge, do MQDs and MQMs need to be earned after the challenge starts, or do MQD/Ms I’ve earned before the challenge count?

Any else make the mistake of using Gotogate and we’re successful in dealing with their customer service? I’ve never dealt with something so terrible in the travel industry

A hotel I stayed at for the weekend gave someone else my room key, I was working and the other person walked in. What should I ask in return? They also messed up my reservation -paid for 2 beds, got 1

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

I have 2 Cathy pacific business class seats on hold from NY to Vietnam via Hong Kong in December through AA miles. If I need to cancel, will I get my aa miles back even with it being booked on a partner ?

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?