Hello Fishes,
My Take home salary is 1.3LPA.
Monthly Expenses- 30k
2L emergency Fund, Covered with Health & term insurance.
How effectively I can invest 1 lakh, keeping in mind my short & long term goals.

I am getting grade 27 for 11 years of experience with package as 25.3 in optum. Is it okay as per optum standards or at lower side ?

Profile is test automation

What % increment did you get in Oct cycle?

How is the hierarchy like at maersk india? How much yearly hike is given?

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

What was the signing bonus for MBA hires that just received offers this fall?

Anybody have insights into internal consulting salaries (research) versus management consulting salaries?

Got an offer from talentica for around 11 lpa as a software developer.issue is they are giving 2 months to join whereas my notice period is 3 months.
Can someone guide me what to do?
Current ctc- 7.2 lpa
Total exp- 11 months

Any credit risk analysts here? What kind of CTC should one expect?

How is hcl GIT vertical?

I got offer for senior manager profile.
Offered 32L
Yoe: 11.5 years

I am offered a role with S&p global, salary negotiation yet to have.
Can someone please tell if s&p global is recession proof or not, I’m planning to join only if i get job security
I have offer from lti paying me 12 on 3.5 yoe??

LTI Information Technology Deloitte PwC IBM S&P Global

Does life insurance require to be done through open enrollment? I thought it could be done at any time..

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Just made a career pivot and accepted a job with Progressive in sales. I’ve heard more good things than bad about the company. I turned down Liberty and Allstate so I’m hoping I made the right choice. Curious if anyone works there can offer their opinion about what it’s like working for Progressive.

This guy Elon is hilarious. Trolls everyone, sleeps with people's wives.
When I grow up I wanna be just like him.
Even roasting other billionaires like Bezos and Gates.
I always thought to reach to the top you'd have to act a certain way, but this guy simply does what he wants and does not care.

Hey All! I was recently laid off in November as part of a company mass layoff. I'm really taking this opportunity to shoot for a Director level position in Marketing. (I've been a marketing professional for over 10 years). I've had one or two direct reports and I really enjoying coaching and mentorship and I've been told I am very creative and strategic able to move projects from conception to creation to execution. Any tips on how to break into this type of role?

Another humpless hump day before a thirsty Thursday.

Anyone know how to import Storybook elements into Figma? 🤯

I have been working in SEA region last 4 years. I feel burned out. I have 10yoe, I have try to move to other country but I pretty much suck in LeetCode. I want to take some time off to unwind, finish some personal business, and really prepare for interviews. I would like to hear from you. Should I quit to my current manager(5th so far) or wait after mid year performance review, when a new boss will take over my team? I'm thinking on giving them 2 months notice period. By contract is 1.

Thanks

Any Good Tips/ Suggestions for Honeymooning on Points?

Currently an analyst looking to move to Europe. Any opportunities in media finance out there?

We’re hiring Melbourne - account executive. Get in touch.

HSG pain level vs. endometrial biopsy? I have an HSG this week and did biopsy last week. Biopsy was brutal! I overheard a nurse telling someone else that HSG is actually more painful but I can’t even imagine… really nervous now.

Hi Fishes,
What are general responsibilities of BA4 designated employee in Barclays as Salesforce developer?

During discussion with my neighbour, came to know that, company will reimburse the fee that we opt for financial advisor. Does JPMC have any options like that? Recently joined JPMC 2 weeks back.

Kindly recommend some self help books!

I'm a US citizen living abroad I applied almost 11 months ago for my spouse. Married for years, kid. I wait and wait. It seems this will take 2 years, maybe more. I feel trapped. On one side the US system demands I work and domicile in US, the other side says families should be prioritized to stay together. My spouse has had enough of the process. I feel trapped abroad and locked in a dysfunctional system. We're just in limbo, it's depressing

I currently work at a medium sized firm and have about two years experience in personal injury litigation. The billable hours and lack of work life balance are really getting to me and I am looking to switch to something else out of litigation, preferably in house. I am also looking to relocate to a different state. How do I go about properly marketing myself to companies that might not take my relocation and minimal experience seriously?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

How t save tax for 9 lpa salary. Can anybody help me out.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide