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Additional Posts in Offer Negotiations
I Currently work for an MNC in Kerala, I've 4.4 years of experience in software development. Currently leading a team of 6 developers. Recently I got an offer from Rakuten India, Bengaluru location. As Senior Software Engineer 1, Rakuten offered 13.5L as CTC + 1.4L as joining bonus. My current CTC is 7.2LPA. As per my research on the salary for this role at Rakuten, the offered one is low. 48days of notice period is left What i can expect from Rakuten India for this role?,How can i negotiate?
I got a call from DXC for senior Java developer position in Bucharest (Romania). They have mentioned a pay scale of 17k to 18k RON per month after tax cutting
If i got selected I am planning to move with my family.
Will there be any savings and what would be cost of living for a 3 member family there.
Just
DXC Technology
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Saving : 2.5 cr
Age :34
All money invested in land
CTC: 20 lpa
I don't plan to save any money in fd and all, all I do is invest in land. Believe me that's the best investment.
Any suggestions how to achieve 1cr savings with 15 lpa
How did you save 80 lakhs in 30 yrs. What is your package journey in these 9 yrs curious to know
Started with 3, then switched to 7 then 10 then 14 then 24 then 35 then 41 now current.
Soja bhai dimag maat laga tere paise koi aur udayega
Pro
Usually that is how it works in Indian society for everyone. So cannot complain.
Invest in property in Bangalore and get additional rental income
Pro
Not so good option. Even if I buy but who is gonna manage the flat in bangalore.
Real estate
What is your tech stack?
Pro
Big data, cloud, devops
Kafi gambhir sammasya hain tumhari .. daan kardo Santi hi Santi milegi ..
Pro
Acha. Ok.
If you want money flow. Will suggest TredCred I am using it for my cash money 11% return
Pro
Ok thanks. Will check.
Are you married
Pro
Yes
Already bought home or any plans to buy a home ??
Seeing real state pricing almost growing exponentially , would suggest you to invest in real state
You are already sitting on a dream corpus in so early age of your life. You must have not calculated your EPF. I would suggest invest 50k in NPS (Aggressive). Start withdrawing small small amount from FD & put in 3 times of Mutual fund (Index-50%, MidCap-30%, SmallCap-20%). Don’t go for direct stocks or crypto. Put some percentage of your corpus 5-10% in gold (ETFs or SGBs). If you get good opportunity(20-30 L)of buying plot you should go for it. But I must say you really did well in your life. May I know your CTC & since how long you are saving? That would help others with their finances.
Looking at government intention to move towards new tax regime gradually..government. might remove old tax slab entirely in next 5-6 years with no NPS tax deductions or any 80c.
Wtf I'am gareeb man
How'd you manage to save all that money
Rising Star
Spend less than you earn. Not that extraordinary.
Try to not fall in herd mentality, peer pressure and brand tactics of extracting money from your pocket (e.g. fruit company)
Get a house, save tax.
Not if you have 80L savings
I am 35 only 22 lakh savings ctc 36.My financials look very bad.
Age like package kudos buddy
Take a Look on PPF
Sorry for digressing bro....but can u pls give a brief overview of your education and professional life.....how u managed this....I just find it very very impressive.....80 lakhs at 31
SIP in MF sahi hai :)